chandy's blog

A New Adventure For Bond & Botes Alum, Wm. Joey Schiffman

Over the past 30+ years, Bond & Botes has been blessed with attorneys who are skilled not only in the practice of bankruptcy law, but in the very machinations that improve the experience for all involved. Wm. Joey Schiffman is one such attorney.

A graduate of Samford’s Cumberland School of Law in 2012, Joey went on to gain his Master of Laws in Taxation from Boston University. From there, he was a Staff Attorney for the New York State Supreme Court Appellate Division until making his way back to his home state of Alabama. 

Student Loans - Did Obtaining a Hardship Discharge Just Become Easier?

Many people considering bankruptcy relief are aware or soon learn that student loan debt is generally non-dischargeable in bankruptcy because student loan gadsden attorney Carla Handydebt can only be discharged if the bankruptcy court determines a debtor has met the qualifications for a hardship discharge.  In most jurisdictions the hardship discharge is not easily obtained.

What is Chapter 12 and Who Does It Help?

gadsden attorney Carla HandyChapter 12 of the Bankruptcy Code was developed in the 1980s specifically for family farmers and family fishermen.  In the 1970s, a rise in farm exports, commodity prices, and land values resulted in family farmers opening up larger and more expensive farming operations to keep up with demand.

Bond, Botes & Handy, P.C. is Growing

gadsden attorney Carla HandyThis month is the seventh anniversary for the opening of my law firm, Bond, Botes & Handy, P.C. in Gadsden, Alabama.  While I have been a consumer bankruptcy attorney for over twenty years, it was only in 2011 that I discovered a tremendous group of partners willing to give me my first opportunity to run my own shop.

The Peculiar Phenomenon of Celebrities Dying Without Last Will and Testaments

gadsden attorney Carla HandyWe have been hit hard in the last three years with the loss of musical icons.  In 2016, we lost Prince.  In 2017, it was Tom Petty.   Now we have lost the Queen of Soul, Aretha Franklin.  There are no words to sufficiently describe the impact of this loss.  Aretha is, and always will be, a national treasur

Rebuilding Your Credit After Bankruptcy

gadsden attorney Carla HandyAs consumer bankruptcy attorneys, we are regularly asked by our clients how they can begin to rebuild their credit after completing their bankruptcy case.  Clients are often under the misunderstanding that their credit is shot for ten years.  First let’s clear up that misconception.

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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