chandy's blog

We Can Do More to Honor Our Veterans

gadsden attorney Carla HandyLast month I blogged about issue of debt collection against our veterans and the issue of the treatment of our veterans continues to weigh on my mind.  It would not be hard for anyone reading my blogs to determine I am a liberal.  In fact, a description of me as a Yellow Dog Democrat will never offend me.  And as a liberal, I generally believe war s

Tough Love is Called for When Paying the Bills of Your Adult Children

gadsden attorney Carla HandyAs a consumer bankruptcy attorney I frequently find myself advising clients who need bankruptcy relief because they have taken on the burden of not only their own debt but also debt incurred for their adult children.  Of all the folks I try to help, this is oftentimes the most heartbreaking client.  I know the client has found themselve

Debt Collection by the Veterans Administration is a Nightmare for Our Vets

gadsden attorney Carla HandyWe have just finished honoring our military servicemen and women on Memorial Day, the holiday where we pay homage to our veterans who have died serving this country.   But in addition to such celebrations, we can do more by insisting that our veterans be treated fairly by the department in charge of their care.  The scandal involving the hospitals and medical clinic

Will Student Loans Ever Be Dischargeable in Bankruptcy, Vol. 2

gadsden attorney Carla HandyMany people considering bankruptcy relief are aware or soon learn that student loan debt is non-dischargeable in bankruptcy.  This is true for both federally guaranteed student loan and student loans issued by private lenders and has been true for many years.  Student loan debt has exceeded credit card debt in this country for several years now.  Currently it sits at approximately

Credit Reporting Bureaus Are Changing Their Rules - A Win for Consumers

gadsden attorney Carla HandyWith every passing year a person’s credit score becomes more central in basic decisions people face on a daily basis.  Leases for housing, ability to obtain automobile or homeowner’s insurance and, yes, even employment are some of the areas that are now affected by your credit score.  Your credit score is ultimately determined by what is reported in your credit file

Are Family Farmers Being Turned into Tenant Farmers?

gadsden attorney Carla HandyI have often blogged in the past about a specialized chapter under the Bankruptcy Code for farmers and fishermen, Chapter 12 for Family Farmers and Fishermen.  Farmers are near and dear to my heart because they have been the backbone of this country since its inception.  However, that status is now becoming endangered by the same folks who brought us the Great Re

Tips to Avoid Student Loan Repayment Traps

gadsden attorney Carla HandyI previously wrote a series of blogs addressing issues with student loan debt.  As previously mentioned, student loan debt has now surpassed a trillion dollars in this country.  Now the Consumer Financial Protection Bureau has filed a lawsuit against one of the nation’s largest student loan servicers, Navient.  In the suit

A Tribute to My Friend, Tony McClain

We seem to have lost our fair share of our sisters and brothers of the bar this year.  Perhaps it is just being older that makes me feel the loss as keenly as I do.  But on the first day of this new year, we lost Tony McClain, General Counsel for the Alabama State Bar and my friend.  This loss has left me feeling hollow despite the fact I know my friend is with his Lord.

Teresa Guidice Now Suing her Bankruptcy Attorney

gadsden attorney Carla HandyTeresa Giudice is again in the news – this time for suing her bankruptcy attorney for malpractice.  In June, 2015, the Real Housewives star sued her former bankruptcy attorney alleging legal malpractice, breach of contract and breach of fiduciary duty.

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Age-Herald Building
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Phone: (205) 802-2200


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Birmingham, AL 35244
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Florence, AL 35630
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Montgomery, AL 36104
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Decatur, AL 35601
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Haleyville, AL 35565
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430-B Chestnut Street
Gadsden, AL 35901
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Opelika 36801
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Anniston, AL 36201
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Cullman, AL 35055
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Byram, MS 39272
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Hattiesburg, MS 39401
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Vicksburg, MS 39180
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