chandy's blog

You may be familiar with U.S. Senator Elizabeth Warren from Massachusetts.  Before being elected to the United States Senate in 2012, Senator Warren was responsible for founding the Consumer Financial Protection Bureau.

If you are faced with the prospect of reinstating your mortgage, this means that you have become far enough behind in monthly mortgage payments to warrant a referral by your mortgage company to an attorney to initiate foreclosure proceedings on your home.

For those who are exploring the need to file for bankruptcy protection, some may not realize there are non-lawyers available who can prepare the bankruptcy petition, schedules, and statements for filing.  What is the advantage of using a bankruptcy petition preparer versus a bankruptcy attorney?  In one word, money.  Bankruptcy petition preparers

I am sure that all of us have been pleasantly surprised and relieved by the substantial decrease in gasoline prices over the past year.  As a bankruptcy attorney, I am glad cheaper gas has allowed my clients who are struggling with debt to have a few ex

Teresa Guidice is not the only reality TV star that may be serving time in federal prison for bankruptcy fraud.  In 2014 my partner, Amy Tanner, blogged about the “fresh start”

Teresa Guidice is due to be released from prison in December 2015, but it may not be the happy homecoming she has been anticipating over the past year.  Although her attorney expressed his belief in the past that the Guidices were in no danger of losing their

As a bankruptcy attorney I have had countless clients come to me having had their wages garnished, never even knowing a judgment on a collection lawsuit had been entered against them some time in the past.  This type of surprise can be devastating – causing a client to be unable to make a monthly

As if a homeowner in or facing foreclosure doesn’t have enough to worry about, there is a little known trend occurring in the area of foreclosure that could cost you financially and in the loss of precious memories.  With people simply walking away from their underwater homes since the beginning of the Great Recession of 2008, mortgage companies and servicers have begun hiring “home preservation companies” in greater numbers.  These are indepe

After a jury in New York City found 50 Cent, aka Curtis Jackson III, liable to the tune of $5 million dollars for his involvement in the dissemination of a sex tape, the rapper has filed for protection under Chapter 11 in Connecticut.