Bradford W. Botes's blog

For many of our clients, the automatic stay is the best thing that has happened to them in a long, long time. In fact, in my opinion, there is no other provision of the law that can do more good for an individual more quickly than the automatic stay.

A couple of years back, I resolved to try to get in better shape. Being in my mid-50s, I had made this resolution several times during my life. What I have learned is that making the resolution is easy. It is keeping the resolution that is the hard part.

This is the time of the year when we typically review what we have done in the past year and make plans for changes in the year before of us.  Many of us will resolve to lose weight, quit smoking or quit drinking.  We make these decisions because we are concerned about our

The Financial Hardship Scholarship is one of the most exciting annual events for the legal professionals at Bond & Botes, because it promotes both future legal professionals and the financial responsibility that the firm stands for.

There but for the grace of God go I. We have all heard these words.  It is believed that they come from a sixteenth-century statement by John Bradford who stated "There but for the grace of God, goes John Bradford".

To some, this may sound like a foolish question.  After all, why would someone need to file bankruptcy if they earn a lot of money?  Wouldn’t someone who makes a good income be abusing the system if they filed for bankruptcy?  The answer is that everything is relative.  It really doesn't matter how much money someone makes if they can’t pay

Clifton R. Jessup Jr.

The Honorable Jenny Harris Henderson has become the newest United States Bankruptcy Judge for the Northern District of Alabama.

"My daughter, Meredith Botes, is a 21 year old senior at Faulkner University in Montgomery, Alabama. She has recently taken the LSAT (Law School Admission Test) and is considering attending law school after graduation. Needless to say, her mother and I are very proud of her. Meredith is home for a few weeks prior to leaving for Italy where she will "study abroad" for the Spring Semester.

This may sound like a funny question but after over twenty five (25) years of counseling and representing people with money problems, I have observed that a great many of them follow the same emotional patterns while going through the bankruptcy process.