Bradford W. Botes's blog

Many of our bankruptcy clients own homes or condominiums in developments where they have an obligation to pay Homeowner's Association dues (HOA dues). HOA dues are essentially a commitment that runs with the property to share the costs of common, or mutual, expenses.

Thank you for your interest, but the offices of Bond & Botes, P.C. are no longer accepting applications for the 2018 Financial Hardship Scholarship at this time.

Did you know that the average student loan debt amount is over $37,000? To cover this increasingly expensive amount, you’ll will likely need some sort of financial aid.

If you have followed the news at all during the last week, you know that the stock market has seen significant turmoil. Cryptocurrency and 

Today marks the 12th anniversary of the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). The BAPCPA, bought and paid for by the banks and credit card companies, represented the biggest overhaul of the bankruptcy system in our country in almost 30 years.

Bond & Botes, P.C. is proud to announce the winner of our 2017 Financial Hardship Scholarship: Telvin J. Miller. Mr. Miller graduated from Wenonah High School  earlier this year and is currently attending the University of South Alabama. The $2,000 Bond & Botes scholarship will help covers some of Telvin’s college tuition costs.

At Bond & Botes, P.C., we work with a variety of people who have fallen on financial hard times and, in some cases, need to file for bankruptcy. Of all the financial problems we encounter, few compare to being caught in the trap of payday lending.

We get calls from people almost every day asking how much we charge to file bankruptcy.

On September 1, 2016; Chapter 13 Standing Chapter Trustee D. Sims Crawford became United States Bankruptcy Judge D. Sims Crawford.

As corny as it may sound, I like to think of the folks I work with as family. Many of the attorneys and staff members at Bond & Botes have been with us for a long time. We have shared good times and bad. There have been weddings, children born, graduations, birthdays and so much more. Not everybody can say that they enjoy what they do for a living and the people that they do it with.