Bradford W. Botes's blog

In recent years, many areas have seen a proliferation of title and payday loan stores.  These businesses typically make small short term loans to consumers who don’t think other options exist.  The stores are everywhere and the loans are easy to make.  Please be cautious, repayment of the loans can be very difficult and anything but short term.

After having represented consumers with financial problems for over twenty five (25) years, I can state conclusively that medical bills are one of the biggest causes of bankruptcy.  The relationship between bankruptcy and health care is well documented.  A Harvard University Study conducted in 2001 and reported in 2005 concluded that 2 million Americans (including 700,000 children) are affected by medically driven bankruptcies each year.   It makes sense – peo

The 2013 Montgomery Advertiser’s Readers Choice Awards  recently named Bond, Botes, Shinn & Donaldson, P.C. as one of the top three law firms in Montgomery, Alabama.

A recent study led by researchers from the Fred Hutchinson Cancer Research Center in Seattle, Washington concluded that cancer patients in Washington State were twice as likely to file for ban

Alabama Bradford Botes took time to speak with laws.com about bankruptcy, bad luck, and waiting too long to hire a bankruptcy attorney for their article "Bad Things Happen To Good People"

When most people think of bankruptcy, negative thoughts often come to mind.

Chapter 7 bankruptcy, often referred to as “straight bankruptcy”, is a proceeding through which an honest debtor can discharge most if not all of her debt.  Although technically the bankruptcy code allows a trustee to liquidate (sell) some of the debtor’s assets and divide the proceeds amongst his creditors, in reality this very seldom happens.

Many members of my generation were distressed in January of 2011 when Hostess Brands Inc; the creator of such childhood favorites as Twinkies, Ding Dongs and Wonder Bread filed a chapter 11 bankruptcy petition in the U.S. Bankruptcy Court for the Southern District of New York.  Hostess planned to emerge from chapter 11 bankruptcy in November but was unsuccessful as a result of its failure to reach an agreement with its bakers union.

Jefferson County, named in honor of Thomas Jefferson, was established on December 13, 1819, by the Alabama Legislature.  It currently has more residents than any other county in the State of Alabama.  At the time the 2010 census was conducted, the county’s population was 658,466.