GDonaldson's blog

This time of year, many people make New Year resolutions to exercise more, eat healthier or reduce their social media time.  For many, getting their finances in order is one of their “New Year-New Me” priorities too.  I cannot tell you how many times I have heard through the years after I have explained

Many clients who file Chapter 13 may find their circumstances change as the years tick by in a five year Chapter 13 plan.  They may get a divorce, have a new baby or their child may head off to college.  With those life changes, the financial picture changes too.

Thanksgiving is a time to spend with family, have delicious food, hunting for deer and watching football in the south.  We have so many things to be thankful for this year and we hope you and your family’s Thanksgiving is filled with lots of love and fun memories this year.

Last week, I had the honor of attending my friend Lori Rasmussen’s change of command ceremony at Maxwell Air Force Base here in Montgomery.  While commander, Lt. Col.

As I picked up the office mail, I noticed that the window to the building was in the mist of being repaired.  I asked the post office employee what happened and heard the saddest story of the day.  A homeless man threw a brick through the window and sat down and waited for the police to arrive—so he could have a meal in jail. 

The goal every debtor has after filing bankruptcy is simple—a fresh start!  Chapter 7 Bankruptcy offers a fresh start much quicker than

We have a number of clients who are employed by the Montgomery Public School system who will not be paid on time due to a ‘human error’ with the direct deposit pay system.  A majority of our clients live pay check to pay check, so this error puts them in quite the bind.  Some have payroll auto drafts that may incur additional fees due their w

This time of year, the added expenses of back to school expenses can really hurt our clients.  The supply lists seem to get longer and longer with paper products in addition to the notebooks, pencils and paper we expect every year.  This year, as a community outreach, our office “adopted” a second grade class at Highland Avenue Elementary School.  When we told Ms.

The majority of our clients file a Chapter 13 to protect something whether it’s their home or car.  Chapter 13 gives you the protection of the automatic stay that prevents creditors from repossessing y

I have many friends who are watching their kid’s graduate high school this year.   Our turn will be next year and the thought of sending our daughter away from us to attend college is exciting but sad.  I remember when I moved away from home and the temptations of being my own “boss” was liberating and yet frightening.  We pra