GDonaldson's blog

Finding Martha's Place: The Secret to Success

Gail DonaldsonLast week, my law partner Mary and I had the opportunity to attend the Montgomery Chamber of Commerce’s Women’s Roundtable which featured Martha Hawkins as the guest speaker.  If you are from the Montgomery area, you are probably familiar with Martha’s Place.  Ms.

Is the American Dream Possible After Bankruptcy?

Gail DonaldsonOne of the most often asked questions I am asked is “Can I buy a house after Chapter 13?”  Owning a home is the American dream of many and the thought of losing the chance of home ownership is frightening.  Unfortunately, I don’t get follow up’s from clients post-bankruptcy very often on how they ar

Can You Be Arrested for Owing a Student Loan?

Gail DonaldsonRecently, a Houston resident made national headlines for his claim of being arrested over a $1,500.00 student loan debt that he incurred in 1987.  Several media outlets reported that the U.S. Federal Marshals came to his home in full combat gear.

Financial Responsibilities for Student Athletes

Gail DonaldsonMy husband Andy had a passion to play baseball growing up.  His parents gave him every opportunity to gain valuable experiences to get better by way of camps and coaches every year.   This week, high school kids are signing scholarships with colleges across the country as result of the same kind of support from their schools, coaches and par

Small Town Girl - Big Town College?

Gail DonaldsonThis week, Montgomery hosts the Alabama’s Distinguished Young Women (DYW) Program to determine who will represent Alabama in the national program in Mobile in June.  This program was formerly known as America’s Junior Miss.  High School Seniors co

The Additional Costs of Losing a Family Member while in Chapter 13 Bankruptcy

Gail DonaldsonThis year has been a tough one for my family.  This October, my husband’s wonderful, godly mother passed away.  We were overwhelmed with the outpouring of support of dear friends and family who paid tribute to her and offering a shoulder to my dear father-in-law.  They were married 50 years and have

Is Auto Insurance Required in Chapter 13 Bankruptcy?

Gail DonaldsonIf you owe money on your vehicle, most likely your contract requires you to maintain full coverage insurance on the vehicle. Of course, Alabama law requires that liability insurance be maintained whether you owe money on the vehicle or not!

What is a Hardship Discharge?

Gail DonaldsonMany times during the life of a Chapter 13 case, one of my clients will call and tell me they want a hardship discharge because they cannot make their Chapter 13 payments any longer.  Here are the requirements to qualify to seek a hardship application in Chapter 13 bankru

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