GDonaldson's blog

What is a Chapter 13 Confirmation?

 You probably know that in a Chapter 13 bankruptcy, you as a debtor propose a plan to set out how creditors will be paid over a minimum of three years to a maximum of five years.  The plan sets out specified monthly payments the secured (examples are cars, house or furniture) or priority (examples are taxes or child support arrears) creditors will be paid over the life of the plan and how much unsecured (credit cards, medical or signature loans) creditors will be paid as well.  All creditors are mailed a cop

Beware of Scams!

Gail DonaldsonRecently, a man called my home phone number proclaiming to be a deputy with the Montgomery County Sheriff’s office telling me that I had missed jury duty.  Of course, I knew that I had not received any such notice and asked what address any notice was mailed to informing me of the date I was to report to the courthouse.  He only stated the first four digits of my address and stopped.  I told

Alabama Passes Law to Increase Bankruptcy Exemptions

Montgomery AL attorneyOn June 11, 2015, Governor Robert Bentley signed a law increasing the Alabama property limits for the first time since 1982.  Now, the homestead exemption for an individual is $15,000 (or $30,000 for a couple) and $7,500 for personal property for an individual (or $15,000 for a couple).  This is great news for Alabamians who are forced to t

Don’t Try to Gamble Your Way out of Debt

Montgomery AL attorneyOne of my current observations about our clients is the number of them who gamble.  In the Montgomery River Region, we have several casinos where on a typical week night every seat could be filled by someone hoping to strike it rich.  Recently, I had a client who testified at her hearing that she had spent her entire Social Security check

The Automatic Stay is Your “Circle” of Protection

Montgomery AL attorneyOur youngest daughter plays softball in the Darling division.  If you are not familiar with that age group in softball, the key to stopping play is to get the ball in the circle with the pitcher.   I often yell---over and over—get the ball to the circle as the opponent’s team runs on a wild throw!

50th Anniversary of the Selma-to-Montgomery Voting Rights March

Montgomery AL attorneyFrom Selma to Montgomery, preparations for the celebration of this weekend’s 50th Anniversary of the Selma-to-Montgomery Voting Rights March are in full swing.  I recently had the opportunity to meet Eleanor Lewis Dawkins.  Ms. Dawkins is the daughter of Rufus Lewis.  Mr.

Do You Need to File Your Tax Return Differently if You're in Chapter 13 Bankruptcy?

Montgomery AL attorneyTax season is upon us and if you are in a current Chapter 13, this is a great question!  The lure of a large tax refund is very tempting to file electronically but if you owe any governmental agency to include taxes, student loans or child support arrears, you should file your tax return via snail mail.  With your return, you should include a copy of your bankruptcy notice along with a copy of your

Pages

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

© 2024 by Bond & Botes Law Offices. All rights reserved. Disclaimer | Privacy Policy