Mark Your Calendars Payday Lenders: New Rules Expected to Take Effect in 2019 (Maybe)
Submitted by the Bond & Botes Law Offices - Wednesday, November 1, 2017
Several weeks ago, the Consumer Financial Protection Bureau (CFPB) announced new rules governing payday lenders set to go into effect in 2019—that is if Congress doesn’t have its say first.
Congress Approves Tax Relief for Chapter 12 Family Farmers
Submitted by the Bond & Botes Law Offices - Tuesday, October 31, 2017
A piece of bipartisan legislation concerning Chapter 12 of the Bankruptcy Code landed on the President’s desk for signature last week. The Family Farmer Bankruptcy Clarification Act of 2017 was sponsored by Senator Al Franken (D-Minn.) and Senator Chuck Grassley (R-Iowa), and was included as a part of the supplemental appropriations package that the Senate approved 82-7. “Our bipartisan bill is a commonsense fix to ensure that the law functi
Gulf War Veterans Face High Denial Rates by the VA
Submitted by the Bond & Botes Law Offices - Monday, October 30, 2017
Cost-Of-Living Adjustment Coming for Social Security Recipients
Submitted by the Bond & Botes Law Offices - Tuesday, October 24, 2017
The Social Security Administration (SSA) recently announced that it would be passing along a roughly two percent Cost-Of-Living Adjustment (COLA) to about 60 plus million Social Security recipients next year.
Criminal Convictions In Payday Lending Scheme
Submitted by the Bond & Botes Law Offices - Monday, October 23, 2017
Fending Off Those Annoying Robo-Calls
Submitted by the Bond & Botes Law Offices - Friday, October 20, 2017
Nigerian Scams Strike Again
Submitted by the Bond & Botes Law Offices - Thursday, October 19, 2017
Over the years, I have talked with several people who were apparent victims of a criminal scheme to get money through deceptive means. I have heard stories of online romance that turned out to be completely false and a ploy to bilk a lonely person with access to money and/or assets. Some individuals cashed out all of their savings and/or retirement accou
Bankruptcy “Reform” a Dozen Years Later
Submitted by the Bond & Botes Law Offices - Tuesday, October 17, 2017
Today marks the 12th anniversary of the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). The BAPCPA, bought and paid for by the banks and credit card companies, represented the biggest overhaul of the bankruptcy system in our country in almost 30 years.
Debt Settlement Providers: Tough Questions, and What to Watch For
Submitted by the Bond & Botes Law Offices - Friday, October 13, 2017
Updated February 19th, 2020
If you’re in debt and it seems like there’s no solution in sight, you might be intrigued to hear a radio announcer tease you with “the secret credit card companies don’t want you to know” or see an online advertisement suggesting that you can cut your debt by up to 50% without bankruptcy.
2017 Financial Hardship Scholarship Winner
Submitted by the Bond & Botes Law Offices - Thursday, October 12, 2017
Bond & Botes, P.C. is proud to announce the winner of our 2017 Financial Hardship Scholarship: Telvin J. Miller. Mr. Miller graduated from Wenonah High School earlier this year and is currently attending the University of South Alabama. The $2,000 Bond & Botes scholarship will help covers some of Telvin’s college tuition costs.