Financial Resolutions for the New Year
Submitted by the Bond & Botes Law Offices - Tuesday, January 9, 2018
Taking control of your finances is extremely liberating. This is the time of the year when people set financial goals for the year. Here are some of the more popular financial resolutions and some tips for meeting your goal.
Is the New "Payday Loan" Lending Model Still Predatory?
Submitted by the Bond & Botes Law Offices - Monday, January 8, 2018
The pressure on the payday loan industry resulting from heightened attention on its predatory lending methods is causing a new metamorphosis in the industry.
How to Choose a Bankruptcy Attorney & Why a Face-to-Face Consultation Is the Best
Submitted by the Bond & Botes Law Offices - Friday, January 5, 2018
Making a decision to seek bankruptcy advice is usually something a person puts a lot of thought (and worry and sleepless nights) into beforehand. Finding reputable and knowledgeable counsel is a must to ensure your bankruptcy is successful.
Millennials Are Struggling with Health Care Costs
Submitted by the Bond & Botes Law Offices - Friday, January 5, 2018
More than half of Millennials, 57 percent, say they have little to no understanding of how out of pocket health costs such as co-pays, deductibles and co-insurance work, according to a new report from consumer credit firm TransUnion. By contrast, about 40 percent of baby boomers admit to limited knowledge about their benefits.
Tax Reform and Millennials
Submitted by the Bond & Botes Law Offices - Friday, December 29, 2017
The last tax reform plan passed about 30 years ago, which is how old many of us millennials are today. Considering tax reform only comes along so seldom, I thought it appropriate to pick up on an article from CNN Money and lay out the provisions from the new tax law that will affect millennials through much of our working lives.
Is a Credit Report Error Dragging You Down?
Submitted by the Bond & Botes Law Offices - Wednesday, December 27, 2017
With everything we all must worry about these days, it’s easy to avoid thinking about what is on your credit report. You may even wonder if you need to worry about it even if you aren't in the market to borrow money for a car or a home. The answer is yes, you do. Aside from preventing you from obtaining a loan for a big-ticket item, credit report errors can cost you a job or cause you to pay higher interest rates.
Timing Is Everything: The Means Test
Submitted by the Bond & Botes Law Offices - Thursday, December 21, 2017
If you are contemplating bankruptcy, you may have searched the topic on the internet and seen something called the "Means Test". For in-depth information on the Means Test, you can visit The United States Department of Justice's website.
Consumer Advocacy Groups Sounding the Alarm Over Unexpected Ambulance Bills
Submitted by the Bond & Botes Law Offices - Wednesday, December 20, 2017
Just how much do you think an ambulance ride to the hospital costs? Take a guess and then increase it by a lot. In a recent Washington Post article, Melissa Bailey delves into what is increasingly becoming a problem for consumers everywhere—the unexpected cost of routine ambulance trips. A common problem that I see with potential clients and those that I go on to represent is medical bills.
Protecting Your Credit and Debit Card Information
Submitted by the Bond & Botes Law Offices - Monday, December 18, 2017
With the holidays creeping around the corner, many of you may be rushing to make your last minute purchases online. As you do so, it is important that you protect your credit information from unprotected sites.
Wells Fargo in Trouble Again Over ‘Predatory’ Lending Practices
Submitted by the Bond & Botes Law Offices - Friday, December 15, 2017
Tribal members of the Navajo Nation filed a federal lawsuit against Well Fargo on Tuesday December 12, 2017, CNN Money reports.