Blogs

XCOR Aerospace, an innovator in the aerospace industry, has filed for bankruptcy.

Back in April of this year, I wrote about the rising number of delinquency and default rates in the subprime auto loan market. Since then, the warning signs are still flashing.

I have to confess that, upon beginning this blog, I had no idea what “hot yoga” was.  At first I thought it might be reference to Paris Hilton attending a yoga class.  “That’s hot,” y’all.  Apparently it is a yoga class where the heat is cranked up to over 100 degrees while the yoga enthusiasts practice their calling.

Many Americans turn to credit repair before resorting to discussing bankruptcy options with an attorney.  One such credit repair company in Montgomery has been shut down by the Attorney General’s office for deceptive and illegal practices.

When you're constantly bombarded with calls about your debts, signing up with a debt settlement company can seem like the easiest way to handle them.

Many times, clients come to my office because they are getting piles of letters and constant phone calls from debt collectors. The stress caused by the constant barrage of letters and phone calls can be severe.

In a prior blog post, I discussed what a Reverse Mortgage is. I also went into detail about some of the basic rules to qualify for one, where you get them, and cautioned about the negative aspects of them.  The U.S.

If you have filed Chapter 13, you should know that you cannot incur a debt without the bankruptcy court’s permission during the life of your bankruptcy. We understand that situations may arise where you may need to incur a debt. The most common situations that arise where a debt may need to be incurred are:

An unsecured debt is an obligation or debt that does not have personal or real property serving as collateral for payment of the debt. If you fail to make payment on an unsecured debt, the creditor cannot take any of your property without first suing you and getting a court judgment. There are a few exceptions to this rule, such as back child support, back taxes or delinquent government backed student loans.

With the holiday shopping season upon us, I think we need to talk about credit cards and the evil that may lurk in the fine print.  It is difficult to checkout at any store lately without the clerk trying to push me to open a credit card.