How Does a Bankruptcy Affect a Lawsuit?
Submitted by the Bond & Botes Law Offices - Friday, September 8, 2017
Often, I consult with prospective and existing clients who are involved in a lawsuit. Normally, their first question is exactly how a bankruptcy case affects a lawsuit. The answer to that question depends on several factors.
The Bankruptcy Process
Submitted by the Bond & Botes Law Offices - Thursday, September 7, 2017
If you have more debt than you can juggle, it is always wise to seek the advice of a bankruptcy attorney. Bankruptcy may not always be the best course of action, but if it is, here is an overview of the process.
Senior Citizens Becoming Overwhelmed with Student Loan Debt
Submitted by the Bond & Botes Law Offices - Wednesday, September 6, 2017
Just when we think we can't take any more bad news about student loans we are now finding out that senior citizens are becoming overwhelmed with student loan debt. Not their own student loan debt, necessarily, but rather student loans that they either borrowed themselves, such as a parent-plus loan, or may have cosigned with their children and even grandchildren.
Is Debt Settlement A Good Alternative To Bankruptcy?
Submitted by the Bond & Botes Law Offices - Tuesday, September 5, 2017
Many people that I have met with have asked me my opinion about debt settlement companies. The advice I offer is to be diligent and research all of the options advertised. Most importantly talk with an attorney who has experience and knowledge in handling debt issues. In my opinion, the best way to do this is in a face to face meeting.
What are the Costs of Attending College?
Submitted by the Bond & Botes Law Offices - Friday, September 1, 2017
The cost of a College education is rising each year. I have 2 children, ages 2 and 7 and can only imagine what costs will be in 2028 and 2033. For example, The University of Alabama cost of attendance for the 2017-2018 academic year is estimated to be $30,184 for in-state students and $48,634 for out-of-state students.
Modifying a Chapter 13 Bankruptcy Plan
Submitted by the Bond & Botes Law Offices - Wednesday, August 30, 2017
How Chapter 13 Can Help With Unpaid Property Taxes
Submitted by the Bond & Botes Law Offices - Tuesday, August 29, 2017
As most of us know, one of the joys of home ownership is that the homeowner has to pay property taxes. These taxes help fund things like schools and parks.
Disabled Veterans and Their Families – A Common Perspective
Submitted by the Bond & Botes Law Offices - Monday, August 28, 2017
I meet with or talk by phone to at least 2 to 3 veterans each day. These are veterans who contact me and ask me to help them fight the VA due to the VA’s denial of the veteran’s request for disability compensation. Out of these veterans that I see each day, at least one will tell me that he or she believes that the VA is purposely denying his or her disability claim and that “the VA is waiting for me to die.” This comment is so prevalent that I almost always finish the rest of the sentence fo
Should You Be Using Credit Cards Just for the Rewards?
Submitted by the Bond & Botes Law Offices - Friday, August 25, 2017
You may be surprised to find out that Americans love using their credit cards.
What Are Executory Contracts and Unexpired Leases?
Submitted by the Bond & Botes Law Offices - Thursday, August 24, 2017
In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpi