Filing Chapter 13 in Alabama from Start to Finish
Submitted by the Bond & Botes Law Offices - Monday, March 19, 2018
When you decide that you need help with your finances, one of the choices you may make is to meet with a bankruptcy attorney to discuss your options. One option is known as chapter 13 and you sometimes hear people call this option the debt consolidation option because it works very similar as if you consolidated your debts. Last year, one of my colleagues outlined the
Student Loan Debt & Economic Growth
Submitted by the Bond & Botes Law Offices - Thursday, March 15, 2018
A recent CNBC article discusses the ongoing issue of ballooning student loan debt. The new Federal Reserve Chairman, Jerome Powell, said this week that he believes the student loan debt could slow down economi
Security Clearance Issues Constantly in the News
Submitted by the Bond & Botes Law Offices - Friday, March 9, 2018
For all of the many years that I have been practicing in this area of law, I have never seen a consistent and recurrent news theme where security clearance issues and problems continue to be predominate in the daily news cycle. In fact, what prompted me to write this blog post is the recent news article, titled "Dozens
How Often Can I File for Bankruptcy?
Submitted by the Bond & Botes Law Offices - Thursday, March 8, 2018
While many people hope to never need to file a Bankruptcy case, it is important to remember that the process of bankruptcy is a legal and financial tool that is designed to help individuals and families recover from economic hardship. As such, knowing the limits on how often you are able to file a bankruptcy case is valuable financial planning information.
Please Review Your Pay Check Withholdings Yearly to Avoid Tax Debt
Submitted by the Bond & Botes Law Offices - Wednesday, March 7, 2018
Many of our clients come to see us after they have visited their accountant or tax preparer, believing they were going to receive a nice refund only to find out they owe Uncle Sam money instead. Not only did they think “I have money coming,” they frequently have borrowed thinking “I can pay this right back with my refund." So now, they are doubly in trouble with both a loan to pay back as well as a tax bill. What?
Southern Cities Win the Credit Card Debt Prize
Submitted by the Bond & Botes Law Offices - Friday, March 2, 2018
According to a recent CBS MoneyWatch article, the credit card debt problem looks a lot worse in Southern metropolitan cities. Specifically, CreditCards.com’s research found that in Texas alone, three cities placed in the top five. Things certainly are bigger in Texas it appears. But in all seriousness, the credit card debt problem is only getting worse.
“Civil Citation” Scam in Montgomery County
Submitted by the Bond & Botes Law Offices - Friday, March 2, 2018
Once again, scammers are trying to take advantage of citizens in Montgomery County. Local Circuit Clerk Tiffany McCord stated her office has received about thirty complaints from residents who received a “civil citation” by email. The email stated in the “citation” that $711 was owed to the county. The “citations” are fake and intended to scam you out of money.
#METOO Movement Results in Bankruptcy For Weinstein Co.
Submitted by the Bond & Botes Law Offices - Thursday, March 1, 2018
The Weinstein Co.
Latest Social Security Disability Hearing Statistics
Submitted by the Bond & Botes Law Offices - Tuesday, February 27, 2018
The vast majority of my Social Security disability clients are those whose initial application for benefits have been denied and are ready to appeal the agency’s unfavorable decision. This takes the form of a Request for Hearing by Administrative Law Judge. Today I thought I’d post a bit about the latest data available on SSA disability hearings in Alabama.
Debt Collector Settles Claims Against It
Submitted by the Bond & Botes Law Offices - Friday, February 23, 2018
The attorney general of Georgia recently reached a settlement with the debt collection firm of Williamson & McKevie, LLC. The $8.8 million settlement resolved charges against the debt collector which violated the Fair Debt Collection Practices Act and the Georgia Fair Business Practices Act.