New Study Finds Most Millennials See a Large Drop in Net Worth
Submitted by the Bond & Botes Law Offices - Friday, May 4, 2018
According to a recent Time Money article, a new report shows that younger adults burdened with student debt are falling behind their parents’ generation in financial stability. The report compared the wealth of 25 to 34-year-olds in 2016 with the same age group in both 2013 and 1989. One bit of good news: compared with 2013 age group, the 2016 folks made some gains in median income, retirement savings, and assets.
Chronic Respiratory Disorders and Social Security Disability
Submitted by the Bond & Botes Law Offices - Tuesday, May 1, 2018
In several of my blog posts I have examined what symptomatology the Social Security Administration (SSA) looks for when reviewing medical records for the purposes of awarding disability benefits. In today’s blog post I’m going to talk about another common ailment category that I see a lot of in my disability practice, Chronic Respiratory Disorders, and how the SSA determines the severity of their impact on a
Duncan School of Law in Knoxville, Tennessee “Out of Compliance” in Admissions Criteria
Submitted by the Bond & Botes Law Offices - Monday, April 30, 2018
The American Bar Association’s accreditation committee found the Lincoln Memorial University’s Duncan School of Law is “significantly out of compliance” with certain accreditation standards. Specifically the committee found the law school was admitting candidates who do not appear to be capable of completing law school and passing a bar exam.
Are You Getting Unwanted Cell Phone Calls?
Submitted by the Bond & Botes Law Offices - Friday, April 27, 2018
I remember when cell phones were a novelty. The only people who had a cell phone were the very wealthy and perhaps a handful of very busy business people. But now, the cell phone is ubiquitous. And this means that we’re all accessible 24/7. That’s great when you need to communicate with your family, friends, and co-workers or call for help when needed.
Child Identity Theft
Submitted by the Bond & Botes Law Offices - Thursday, April 26, 2018
Do you have minor children? Do you know if they have debt? They should not have debt. Unfortunately, our nation has seen a rise in identity theft of children. According to Kelli B. Grant's recent article on CNBC, more than a million children were victims of identity theft last year.
What You Don't Know Can Hurt...Your Bank Account!
Submitted by the Bond & Botes Law Offices - Wednesday, April 25, 2018
It's tax season and millions of Americans dream all year of how they are going to spend their refunds. With tax refunds becoming more substantial over the years due to certain exemptions that can be claimed, many people plan on using their refunds from year to year to catch up on delinquent debts, pay medical expenses, make repairs to homes or cars, or even use the funds to take a vacation.
Can I Record a Harassing Debt Collector Phone Call?
Submitted by the Bond & Botes Law Offices - Friday, April 20, 2018
The answer is maybe. Please tread cautiously and carefully here and know what you are doing before you decide to record a phone call with someone else.
What Is a NDA or Nondisclosure Agreement and Why Is It Important?
Submitted by the Bond & Botes Law Offices - Thursday, April 19, 2018
Last month, I wrote about The Weinstein Co.
Important Points to Know If You're in a Chapter 13 Bankruptcy
Submitted by the Bond & Botes Law Offices - Wednesday, April 18, 2018
If you’ve filed a Chapter 13 bankruptcy case, there are certain aspects of the case you should be aware of in daily life. The one key point to keep in mind while your Chapter 13 case is active is that the Court will closely monitor your budget and financial situation.
New CFPB Amendments Affect Borrowers in Bankruptcy
Submitted by the Bond & Botes Law Offices - Tuesday, April 17, 2018
The Consumer Financial Protection Bureau (CFPB) has two sets of new amendments to its RESPA and TILA mortgage servicing rules that will go into effect on April 19. One set of these amendments affects borrowers who are in or have been in bankruptcy.