Blogs

Rebuilding Your Credit After Bankruptcy

gadsden attorney Carla HandyAs consumer bankruptcy attorneys, we are regularly asked by our clients how they can begin to rebuild their credit after completing their bankruptcy case.  Clients are often under the misunderstanding that their credit is shot for ten years.  First let’s clear up that misconception.

THERE OUGHT TO BE A LAW!

Usury involves the practice of making high interest loans which take advantage of the borrower. They are unfair loans that unjustly enrich the lender. Throughout history, these type loans have been deemed to be unethical or immoral. The Bible itself condemns taking interest from the poor. Exodus 22:25

What Does the Recently Proposed FY 2019 Budget Mean to the Social Security Program?

Last month, the U.S. House of Representatives released a proposed FY 2109 budget that it believes will balance the budget in nine years.

A Brighter Future

The body boasts that if it is ultimately adopted “[b]y building on economic growth and addressing unsustainable government spending, this budget for fiscal year 2019 provides a responsible plan that will ensure A Brighter American Future.”  (Its emphasis, not mine.)

Pesky Credit Scores

heather-ellis-banksOne of the most common questions I get is "how do I improve my credit score?".  Megan Leonhardt has a recent article on CNBC.com offering tips on what affects a credit score and ways to improve a credit score.

What Is a Statement of Financial Affairs?

Bankruptcy Decatur Amy TannerWhat is a Statement of Financial Affairs? Sounds pretty simple and harmless, right? Actually, it can be very detailed and complicated.

Common Mortgage Issues and Bankruptcy

Nick-GajewskiFor many people in America, buying their own home is one of the biggest purchases in their lifetime.  Their home is also typically the most valuable asset they own.  Cars and other items lose value as they get older, but land typically holds its value or actually increases in value.  So naturally home mortgages are one of the most common sources of concern and worry when I talk with potential clients.

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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