Blogs

Health Insurance, Medical Debt, and Bankruptcy

Medical Debt

If you become ill or have been injured in some way treatment can be very expensive. Throw in the cost of preventive care like dental procedures, vision, and hearing the cost of being unhealthy in America, even with health insurance, can destroy anyone’s budget, especially if you have children.

Stop Living Paycheck to Paycheck

paycheck to paycheck

At the Bond & Botes Law Offices bankruptcy is our business. We are focused on helping people get relief from debt. Over the years we have filed 10s of thousands of bankruptcies. Filing bankruptcy for people is how we make our living, many of our clients come to us living paycheck to paycheck and hire us to help end the cycle of living under this great burden.

Prepare Your Finances for the Holidays

Holiday Spendng

Truth: The year-end holidays are expensive and they will be here soon.

With rising interest rates and inflation, this year may be the most expensive ever, gifts, decorations, and other seasonal purchases you expect to make, you might be surprised just how easily holiday spending can get out of control.

5 Things You Can Do to Protect Your Financial Future

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Over the years we have helped tens of thousands of people in Alabama & Mississippi get relief from overwhelming debt. The why and how our help came to be needed is unique to each client. However, there are a few things we found to be common in many cases.

What Happens if You Ignore Debt Collectors?

Ignore Debt Collectors

If you’re like most people, the current high prices of gas, food, rent, and just about everything else is stretching your budget to the breaking point. If they are not doing so already, your creditors are ramping up their collection activity and you just want to make the calls stop.

Debt Is Bad for Your Health

Debt Is Bad for Your Health

How bad can debt really be for you? The answer is it could be affecting your physical and mental health, including causing anxiety and stress.

Credit counseling required before filing for bankruptcy

credit counseling

As someone considering filing for bankruptcy, you may be exploring your options and trying to figure out whether this may be the most effective method of getting your finances back in a manageable state.

Living Comfortably On a Budget

family Budget

Many Americans have found themselves struggling to make ends meet each month. Even those previously considered “well off” find themselves looking for ways to trim expenses. By taking the time to set up a budget you can avoid ongoing financial struggles and worries that may plague you.