How Long Does it Take to Get a Decision for Social Security Disability
Submitted by the Bond & Botes Law Offices - Tuesday, November 12, 2013
As we all know, it seems to take the government an eternity to accomplish any task, from filling potholes to passing a budget, and applying for Social Security disability benefits is no exception.
You can pretty much count on the Social Security Administration (SSA) taking about four months to make an initial determination on your application. According to www.ssdfacts.com, in Alabama only about 28% of the applications are approved at the initial level, which is below the national average of about 32%.
Credit Report Disputes - Furnishers of Information Must Investigate!
Submitted by the Bond & Botes Law Offices - Friday, November 1, 2013
The Fair Credit Reporting Act (FCRA) is the federal law with regard to disputing incorrect information on a person’s credit report.
What Types of Social Security Disability Benefits are Available?
Submitted by the Bond & Botes Law Offices - Monday, October 28, 2013
There are two commonly available types of Social Security disability benefits available to individuals: Disability Insurance Benefits (DIB) and Supplemental Security Income (SSI).
Chapter 12 - Family Farmer and Family Fisherman Reorganization
Submitted by the Bond & Botes Law Offices - Wednesday, October 23, 2013
I will be writing a series of blog articles over the next few weeks concerning a specialized chapter under the Bankruptcy Code for farmers and fishermen.
Do I Have to Tell my Bankruptcy Lawyer about My Personal Injury Lawsuit?
Submitted by the Bond & Botes Law Offices - Friday, October 4, 2013
The simple and emphatic answer to this is Yes! At the time that you file your bankruptcy petition, either Chapter 7 or Chapter 13, you must list any pending lawsuits or potential claims that you may have stemming
What is a Chapter 13 Plan?
Submitted by the Bond & Botes Law Offices - Friday, October 4, 2013
The chapter 13 plan is a document prepared by your attorney and filed with the court that outlines how you will repay your debts over the life of your plan. In other words, it is a repayment plan. The chapter 13 plan directs the trustee on how your chapter 13 payments are to be disbursed to the creditors each month and how long you will be in the plan. A chapter 13 plan may look different from one district to another but the essential premise of the document is the same.
What Can I Expect at a Social Security Disability Hearing?
Submitted by the Bond & Botes Law Offices - Monday, September 30, 2013
That, unfortunately, is a very broad question.
Let me start off by saying that the social security disability hearing is not supposed to be an adversarial event, e.g. the courtroom-type action you see on Law & Order or Matlock with objections flying and lots of yelling.
Can I File Bankruptcy If I Am Unemployed?
Submitted by the Bond & Botes Law Offices - Friday, September 27, 2013
The short answer is, yes. While your monthly income may have an effect on what type of bankruptcy case you file, unemployment itself will usually not prevent you from doing so.
The Payday Loan Treadmill
Submitted by the Bond & Botes Law Offices - Thursday, September 26, 2013
In recent years, many areas have seen a proliferation of title and payday loan stores. These businesses typically make small short term loans to consumers who don’t think other options exist. The stores are everywhere and the loans are easy to make. Please be cautious, repayment of the loans can be very difficult and anything but short term.
Why Does It Take So Long For My VA Disability Claim To Be Processed?
Submitted by the Bond & Botes Law Offices - Tuesday, September 17, 2013
This is a question we get asked repeatedly by the Veterans that we represent. There is no doubt that there is a very long lag time and delay when the VA processes a disability claim. Veterans have complained about this problem for years.