Steps to Take After Your Social Security Disability Claim was Denied
Submitted by the Bond & Botes Law Offices - Wednesday, March 12, 2014
Appeal!
Years ago when I first started practicing Social Security disability law, the conventional wisdom was that with an attorney your chances of success at the hearing level of appeal in North Alabama ran as high as 60%-70%.
Unfortunately, the rate of that high success percentage has plummeted.
Can You File Bankruptcy on Debts from a Divorce?
Submitted by the Bond & Botes Law Offices - Friday, March 7, 2014
Most divorce decrees and marital settlements will address the debts that exist at the time the parties separate. There is usually some type of division of the debt. Most couples have debt that turns out to be his, mine and ours. The only party that the creditor is interested in is the person who is actually liable on the debt.
Can you be taxed for debts discharged in bankruptcy and what to do if you received a 1099 issued to the IRS for debt?
Submitted by the Bond & Botes Law Offices - Monday, March 3, 2014
Many of our clients present us with these questions, especially during tax season. The simple answer to these questions is… maybe…
This area of questions is actually quite complicated. If you find yourself presented with these types of questions, we recommend seeking the assistance of your tax advisor or a tax professional.
Insurance Coverage Requirements in Bankruptcy
Submitted by the Bond & Botes Law Offices - Thursday, February 27, 2014
What Happens if You Miss Your Social Security Appeal Deadline
Submitted by the Bond & Botes Law Offices - Wednesday, February 26, 2014
In the practice of law, it is never acceptable to miss a deadline upon which you are required to file a document. In most circumstances, failure to meet a deadline can be fatal to your case.
Fortunately, if you have missed the deadline upon which you must file an appeal of an unfavorable decision by the Social Security Administration (SSA), it does not always spell the end of your application for disability benefits.
Can Your Auto Creditor Disable Your Automobile?
Submitted by the Bond & Botes Law Offices - Tuesday, February 25, 2014
The short answer to this question is NO. Once you file any form of bankruptcy, the automatic stay takes effect. It is a clear violation of the automatic stay for a creditor to activate a car shut off device after the filing of a bankruptcy.
Who's in Your Wallet?
Submitted by the Bond & Botes Law Offices - Thursday, February 20, 2014
Capital One Tricking Customers to Collect Debts
Should You File a Tax Return If You Owe the IRS Money and Can't Afford to Pay
Submitted by the Bond & Botes Law Offices - Tuesday, February 18, 2014
YES, it is extremely important that you file a tax return on time to avoid having penalties assessed against you. If you cannot afford to pay the IRS in one lump sum, pay as much as you can with the return. By filing your tax return on time you avoid having a late filing penalty fee assessed by the IRS. In addition, you will be able to reduce the amount of interest assessed when you pay as much as you can afford wh
What Can You Do If a Debt Collector or Creditor is Taking Money From Your Bank Account
Submitted by the Bond & Botes Law Offices - Monday, February 17, 2014
Many times creditors and debt collectors will coerce, usually by harassment, people into allowing them to take money directly from their checking or savings bank accounts. You have an absolute right to stop this seizure of your money at any time.
How Long Do Social Security Administration Disability Benefits Last?
Submitted by the Bond & Botes Law Offices - Tuesday, February 11, 2014
Theoretically speaking, they can last the rest of your life.
Practically speaking, there are a number of reasons why they may not.
Despite having been approved for disability benefits by the Social Security Administration (SSA) at some point during the application process, your claim may be periodically subjected to a Continuing Disability Review (CDR) by its Disability Determination Service (DDS) to determine if you are still eligible for benefits.