Federal Trade Commission Brings First Case Alleging Text Messages Were Used in Illegal Debt Collection Scheme

Ron Sykstus Alabama AttorneyOn September 25, 2013, the Federal Trade Commission (FTC) announced that it had settled with a California-based debt collector for $1 million with regard to this particular debt collector using text messages in an attempt to collect debts in an unlawful manner.

Copy of the settlement order between the FTC and National Attorney Collection Services, Inc.

The FTC, the nation’s consumer protection agency, alleged that these debt collectors used English and Spanish language text messages and phone calls in which they unlawfully failed to disclose they were debt collectors. They also falsely portrayed themselves as law firms by using the names National Attorney Services, National Attorney Service, and National Attorney. Using these deceptive names, the Defendants falsely threatened to sue consumers for not paying their debts or to garnish their wages. The FTC also alleged that these debt collectors illegally revealed debts to the consumers’ family members, friends and co-workers. Among other tactics, the Defendants used mailing envelopes picturing a large arm shaking money from a consumer who is strung upside down. The FTC alleged several violations of the federal consumer law that regulates debt collection, the Fair Debt Collection Practices Act (FDCPA).

Copy of the complaint filed by the FTC against National Attorney Collection Services, Inc.

Our law firm handles cases and assists consumers with regard to the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). If you feel that you are being harassed by a debt collector in that your dealing with this debt collector is untruthful, unfair, or undignified, please feel to contact our office to see how we can assist you. Please also look under our collection harassment blog for more detailed information regarding the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and other blogs regarding this area of law.

Share This Page

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

© 2024 by Bond & Botes Law Offices. All rights reserved. Disclaimer | Privacy Policy