Blogs

There are few people in the United States who are unaware of the characters in the Marvel Universe. Whether it be from the original comics, action figures, or the numerous movie adaptations, it is hard to ignore Marvel's influence on American society.

One of my current observations about our clients is the number of them who gamble.  In the Montgomery River Region, we have several casinos where on a typical week night every seat could be filled by someone hoping to strike it rich.  Recently, I had a client who testified at her hearing that she had spent her entire Social Security check

I get asked all the time by clients and potential clients whether a collection email or call is legitimate.  This is an example of a document emailed to a client who wanted to know if this was legitimate or not.

You may have heard or even been told that bankruptcy doesn’t “apply to” past due child support. So, you may be thinking that bankruptcy can’t help at all when it comes to past due child support.

In a perfect world, filing for bankruptcy protection is something you would only do once in your life. Unfortunately, as we all know, we don’t live in a perfect world. So, what happens if you find yourself in a position where you need to file bankruptcy to protect yourself from creditors, but you’ve filed a bankruptcy previously?

What does reaffirming a debt mean in the context of a bankruptcy case? It simply means that a person is legally recommitting themselves to a debt. In other words, that person has signed a legally binding document to be liable for a debt that the bankruptcy would have eliminated.

Have you heard about the 52-Week Money Challenge that has been published all over the internet?  It is an easy plan to help someone establish a savings account and to help people who have difficulty saving money actually have a method to SAVE money.  I have

Another April 15th has come and gone. Have you submitted your tax returns yet? I certainly hope so. Unfortunately, you may have gotten stuck with a tax debt that you were not anticipating or cannot repay in a lump sum upon submission of your timely tax return.

One very common concern or worry if you will I get asked by many of my clients contemplating Bankruptcy is “Will I be able to obtain credit after Bankruptcy?”  They are scared that filing Bankruptcy will prevent them from having any type of credit for the next ten years and in reality nothing could be further from the truth.