Beware of Scams!
Submitted by the Bond & Botes Law Offices - Friday, July 10, 2015
Recently, a man called my home phone number proclaiming to be a deputy with the Montgomery County Sheriff’s office telling me that I had missed jury duty. Of course, I knew that I had not received any such notice and asked what address any notice was mailed to informing me of the date I was to report to the courthouse. He only stated the first four digits of my address and stopped. I told
Harsh New Regulations For Payday and Car Title Lenders?
Submitted by the Bond & Botes Law Offices - Wednesday, July 8, 2015
In March of this year, the Consumer Financial Protection Bureau (CFPB) recommended a set of sweeping new rules and regulations for the Payday and Car Title industry. The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.
Declare Your Independence from Debt
Submitted by the Bond & Botes Law Offices - Monday, July 6, 2015
Almost 239 years ago, our country declared its independence from Great Britain. Thomas Jefferson drafted the Declaration of Independence setting forth the reasons for our separation from the British Empire.
Foreclosure Protection through Bankruptcy
Submitted by the Bond & Botes Law Offices - Thursday, July 2, 2015
Stopping a potential foreclosure of your home is one of the primary benefits of filing for bankruptcy relief. As discussed by my colleagues in other posts, filing bankruptcy puts in place the Automatic Stay.
Same Sex Marriage Licenses Still Being Denied in Some States
Submitted by the Bond & Botes Law Offices - Wednesday, July 1, 2015
Over the weekend, I am sure many Americans have had numerous discussions with friends, family and strangers regarding the recent U.S. Supreme Court’s decision in Obergefell v.
Colt Firearms Files for Bankruptcy Protection
Submitted by the Bond & Botes Law Offices - Tuesday, June 30, 2015
The iconic firearms maker, Colt, recently filed for bankruptcy protection on June 14, 2015. Colt hopes this will allow for the restructuring of its debt while remaining open for business. This not the first time that Colt has run into financial difficulties. Sam Colt opened his first firearms plant in 1836 but it closed 6 years later because of poor sales.
Has the Foreclosure Crisis Ended?
Submitted by the Bond & Botes Law Offices - Friday, June 26, 2015
A recent CNBC article reports that the number of delinquent mortgages is falling, however, the foreclosure crisis does not appear to be over.
How Does Chapter 13 Bankruptcy Relate to the IRS and Federal Taxes?
Submitted by the Bond & Botes Law Offices - Thursday, June 25, 2015
Chapter 13 is a section of the Bankruptcy Code that allows individuals and small business owners in financial difficulty to repay their creditors.
Buying a Home After Bankruptcy
Submitted by the Bond & Botes Law Offices - Tuesday, June 23, 2015
You can buy a home after bankruptcy! In tough economic times, many clients worry about the impact of filing bankruptcy on their ability to purchase a home in the future, but subject to several guidelines, a debtor can obtain a mortgage and buy a new home after bankruptcy.
Can You Lose Security Clearance Trying to Get Help for Alcohol or Drug Addiction?
Submitted by the Bond & Botes Law Offices - Monday, June 22, 2015
A recent article discussed the vast number of people suffering from alcohol addiction. The article noted that “Alcohol's addictive qualities are well-documented. Approximately 17.6 million people, or one in every 12 adults, suffer from alcohol abuse or dependence, according to the NIAAA.