Applying for Social Security Disability Benefits While on Workers’ Compensation?
Submitted by the Bond & Botes Law Offices - Tuesday, October 20, 2015
Workers’ Compensation (WC) benefits are those that are paid to an individual who has been injured on the job. These WC benefits can be both monetary and medical in nature. The Social Security Administration (SSA) actually has a very informative web page that goes into detail on the subject.
My Bankruptcy Case Was Dismissed. Can I Refile?
Submitted by the Bond & Botes Law Offices - Friday, October 16, 2015
Hopefully, filing for bankruptcy relief is something that you may only need to do once, but that isn’t always the case. Suppose you’ve been in Chapter 13 Reorganization bankruptcy
Can I Include IRS Debt in My Chapter 13 Case?
Submitted by the Bond & Botes Law Offices - Thursday, October 15, 2015
A common misconception held by some people is that you cannot include tax debts that you owe to the IRS in a Chapter 13 debt consolidation plan. Owing the IRS can be very scary and the IRS can make life difficult for you in their efforts to collect tax debts.
"Forgiven Debt" Really?
Submitted by the Bond & Botes Law Offices - Wednesday, October 14, 2015
We often hear the phrase "Too good to be true". Well, unfortunately when it comes to debt settlement, that statement may be truer (and costly) than you might think.
‘Duck Dynasty’ Ice Tea Brewer Faces Bankruptcy Court Deadline
Submitted by the Bond & Botes Law Offices - Tuesday, October 13, 2015
Members of the National Guard or Reserves May Be Exempt from the Chapter 7 Means Test
Submitted by the Bond & Botes Law Offices - Monday, October 12, 2015
If you make above the median income, the means test has to be completed to determine whether you qualify to file chapter 7 without a presumption of abuse. However, if you are a member of the Natio
Will I Ever Get My Home Loan Modification?
Submitted by the Bond & Botes Law Offices - Friday, October 9, 2015
This is a continuation of my post from September 19, 2015 entitled What Is A Home Loan Modification.
10 Tips to Help Fight Fraud and Identity Theft
Submitted by the Bond & Botes Law Offices - Thursday, October 8, 2015
The world we live in has changed vastly over the past 20 years or so since we were introduced to the Internet. Many if not most of the changes were for the better, but as with anything there are also downsides. Unfortunately, the criminals of the world (or as my 5 year old calls them “bad men” of the world) have access to it as well and they have come up with many ne
Can Your Chapter 13 Payment Change?
Submitted by the Bond & Botes Law Offices - Wednesday, October 7, 2015
In a Chapter 13 personal reorganization, you have an ongoing plan payment which usually is made whenever you receive a paycheck.
CFPB takes Action against Encore Capital Group and Portfolio Recovery Associates
Submitted by the Bond & Botes Law Offices - Wednesday, October 7, 2015
Recently, the Consumer Financial Protection Bureau (CFPB) took action against the nation’s two largest debt buyers and collectors – Encore Capital Group (Midland Funding, Midland Credit Management, Asset Acceptance) and Portfolio Recovery Associates – for using deceptive tactics to collect bad debts that were potentially inaccurate, lacking documentation, or unenforcea