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A reaffirmation agreement is a legal contract between a debtor and a creditor during a bankruptcy case. It specifically applies to secured debts, which are debts tied to collateral, such as a car loan or a mortgage. In a bankruptcy case, you have the option to discharge certain debts, meaning you’re no longer legally obligated to repay them. However, with a reaffirmation agreement, you essentially agree to continue making payments on a specific debt even after your bankruptcy case is concluded.

3-Part article series about the current state of the Security Clearance process

The best budget planner is one you can live with, so tweak your approach as needed. For example, the 50/30/20 breakdown is a recommendation to help you get started. Adjust your spending as needed until you reach your ideal budget.

Millennials, identified as those born between 1981 and 1996, are the first generation to have grown up completely in the digital age. Not only are they very tech-knowledgable, but they are the most educated generation in U.S. history.

By Mary Conner Pool

For years, most borrowers filing for bankruptcy did not get relief from their student loan debts; instead, they had to deal with them once they were out of bankruptcy. To attempt to get relief from a student loan, a debtor files a separate lawsuit called an adversary proceeding to determine whether the debtor meets an “undue hardship” burden to discharge their student loans in whole or in part.

By Ronald C. Sykstus

If get a Statement of Reasons (SOR) from the government that says it wants to revoke or deny your security clearance, this is a serious matter that requires immediate attention. Without a clearance and if your employer does not have any available non-classified work for you to do, then a revocation or denial of a security clearance will result in the loss of the job.

Celebrating Amy Kondrath Tanner’s Election as the Upcoming Chair of the Bankruptcy and Commercial Law Section of the Alabama State Bar

We, the lawyers and staff of the Bond and Botes Law Offices, are thrilled to extend our warmest congratulations to our esteemed colleague, Amy Kondrath Tanner

Are you facing the daunting possibility of foreclosure? It’s a distressing situation that can leave you feeling helpless and overwhelmed. However, there is hope in the form of Chapter 13 bankruptcy. In this blog post, we will discuss how Chapter 13 bankruptcy can help you stop foreclosure and protect your home. So, if you’re searching for a bankruptcy attorney to assist you during this challenging time, read on to understand how Chapter 13 can be the lifeline you need.

According to this article, nearly 3 million Americans. have a security clearance, while about 1.2 million have access to information that is considered top secret. The recent breach, however, feels different insofar as how a low ranking enlisted national guardsman was allegedly able to access and disseminate a great deal of very sensitive and top secret national security information to his gaming buddies.

There’s nothing wrong with wanting the best for your children and helping them out in tough times. But the help you provide shouldn’t place your own financial well-being in jeopardy.