Blogs

Truth: The year-end holidays are expensive and they will be here soon.

With rising interest rates and inflation, this year may be the most expensive ever, gifts, decorations, and other seasonal purchases you expect to make, you might be surprised just how easily holiday spending can get out of control.

Decisions That Can Last a Lifetime Should Not be as Easy as Ordering a Pizza

Over the years we have helped tens of thousands of people in Alabama & Mississippi get relief from overwhelming debt. The why and how our help came to be needed is unique to each client. However, there are a few things we found to be common in many cases.

Man Plans, God Laughs

Unfortunately, even if you do plan ahead for possible emergencies, your best efforts may not cover the resulting expenses.

If you’re like most people, the current high prices of gas, food, rent, and just about everything else is stretching your budget to the breaking point. If they are not doing so already, your creditors are ramping up their collection activity and you just want to make the calls stop.

How bad can debt really be for you? The answer is it could be affecting your physical and mental health, including causing anxiety and stress.

As someone considering filing for bankruptcy, you may be exploring your options and trying to figure out whether this may be the most effective method of getting your finances back in a manageable state.

Many Americans have found themselves struggling to make ends meet each month. Even those previously considered “well off” find themselves looking for ways to trim expenses. By taking the time to set up a budget you can avoid ongoing financial struggles and worries that may plague you.

If get-rich-quick schemes worked no one would have debt issues. This also applies to Get Out of Debt schemes. People often find themselves even deeper in debt after attempting to follow any of the risky strategies described here. These rarely work out and rather than helping, can worsen problems and make it even tougher to dig yourself out of debt.

Throughout bankruptcy proceedings, you’ll likely come across some legal terms particular to bankruptcy that you’ll need to know. Here are some of the most common and important ones: