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Don't Overlook These When Making a Budget
Submitted by the Bond & Botes Law Offices - Thursday, June 8, 2017
Following a Budget is absolutely critical to keeping your finances in check. But, if you keep going over each month, you need to ask yourself why? Here are several places that people spend throughout the year, but often do not realize it until too late. Make sure these items are in your budget on a monthly basis so you are not caught overlooking them and allocating your money improperly.
Think Twice Before Co-signing your Children’s or Grandchildren’s Student Loans
Submitted by the Bond & Botes Law Offices - Friday, May 12, 2017
Is this Collection Email a Scam or Legitimate?
Submitted by the Bond & Botes Law Offices - Monday, May 4, 2015
I get asked all the time by clients and potential clients whether a collection email or call is legitimate. This is an example of a document emailed to a client who wanted to know if this was legitimate or not.
What is a Chapter 13 Plan?
Submitted by the Bond & Botes Law Offices - Friday, October 4, 2013
The chapter 13 plan is a document prepared by your attorney and filed with the court that outlines how you will repay your debts over the life of your plan. In other words, it is a repayment plan. The chapter 13 plan directs the trustee on how your chapter 13 payments are to be disbursed to the creditors each month and how long you will be in the plan. A chapter 13 plan may look different from one district to another but the essential premise of the document is the same.
Do I Have To Pay All of My Debts In Full in a Chapter 13 Personal Reorganization?
Submitted by the Bond & Botes Law Offices - Friday, May 3, 2013
The answer is usually no. The amount that each debt is paid is determined on a case by case basis and in some circumstances, certain debts are not paid back at all. Instead, these debts are discharged upon completion of the case. There are many different factors that go into determining what debts must be paid. Let’s go over a few.
