Bankruptcy

Rent-to-Own Agreements and Bankruptcy in Alabama and Mississippi

Chapter 13 Personal Reorganization

At first glance, it may seem like a good plan to use a Rent-to-Own service to get the items you need. For example, Furniture and Appliances are popular, rent-to-own items. Why not, it is very attractive, for a small monthly payment you can outfit your home with everything you want, but, hidden in the details are traps and pitfalls.

Chapter 13 Personal Reorganization

Chapter 13 Personal Reorganization

Bankruptcy is a legal process that can help individuals and businesses who are struggling with overwhelming debt. Chapter 13 bankruptcy is a specific type of bankruptcy that allows individuals to reorganize their debts and create a repayment plan over a period of three to five years.

Negotiating With Creditors After a Job Loss

negotiate with creditor

Negotiating with your creditors can be a challenging process, but it may help you reduce your debt and avoid more serious consequences. Here are some steps you can take based on web search results:

Bankruptcy and Basketball

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If you’re searching for a bankruptcy attorney, chances are you’re facing a difficult financial situation. Bankruptcy can be a stressful and overwhelming process, but with the help of an experienced attorney, you can navigate the process and come out on the other side with a fresh start.

Bankruptcy: Your Path to Financial Freedom after the Pandemic

Brighter future

The COVID-19 pandemic has had a significant impact on the global economy. The pandemic has caused widespread job loss, business closures, and financial instability for many households. As a result, many people are struggling to pay their bills and make ends meet.

Benefits of Bankruptcy and Debt Settlement

Bankruptcy Debt Settlement

Bankruptcy is a legal process that allows individuals and businesses to eliminate or restructure their debts. Debt settlement is an agreement between a debtor and a creditor to settle a debt for less than the full amount owed.

Automatic Stay in Bankruptcy: Protecting Consumers in Debt

Stopping Collection - Automatic Stay

If you’re struggling with overwhelming debt, filing for bankruptcy can provide relief and a fresh start. One of the most powerful tools available to consumers in bankruptcy is the automatic stay. In this blog post, we’ll explain what the automatic stay is, how it works, and why it’s an essential component of the bankruptcy process for consumers.

The History of Bankruptcy in Alabama and Why the Bond and Botes Law Offices are the Best Choice for You

History of Bankruptcy in Alabama

Bankruptcy is a legal process designed to help individuals who are unable to pay their debts get a fresh start. It’s a complex and often confusing process, which is why finding the right bankruptcy attorney is critical. In Alabama, bankruptcy has a long history dating back to the 19th century. Let’s take a look at how it all started.

850 credit score is rare, it’s not impossible

Credit Score

FICO scores can range anywhere from 300 to 850. The average score averages between 698-716. The few people who do manage to achieve a perfect credit score tend to share three key traits.

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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