as-vts5midw's blog

Believe it or not, despite the relatively modest amount of monetary benefits disability claimants receive each month, the SSA will occasionally claim to have overpaid you!

The United States Congress, the governing body for Bankruptcy law in the US, will be considering changes to the current Bankruptcy Code with the introduction of a bill last week from Senators Sheldon Whitehouse (D-RI) and Elizabeth Warren (D-Mass).  The bill, titled the Medical Bankruptcy Fairness Act of 2014 (S.

The March 2014 edition of Birmingham Magazine listed my law partner of over twenty (20) years, Brad Botes, in its Top Attorneys 2014 poll in the "Bankruptcy Law" category.  I cannot think of anyone more deserving of this honor to be named among the best of the best in this city.

The Severity of Garnishments

A garnishment is a serious situation. Ignoring a garnishment can hurt you.  Generally speaking, a garnishment is a type of legal proceeding that allows someone you owe to seize your non-exempt property to satisfy a debt.

There is no law that says you must seek any formal, legal debt relief.  For example, you can contact your creditors at any time and inform them that you’re having a hard time making ends meet and ask them to work with you. You might ask them to reduce your monthly payments.  Or, perhaps they would be willing to take less than the balance owed if you pay the reduced balance in a lump sum.

Appeal!

Years ago when I first started practicing Social Security disability law, the conventional wisdom was that with an attorney your chances of success at the hearing level of appeal in North Alabama ran as high as 60%-70%.

Unfortunately, the rate  of that high  success percentage  has plummeted.

In the practice of law, it is never acceptable to miss a deadline upon which you are required to file a document.  In most circumstances,  failure to meet a deadline can be fatal to your case.

Fortunately, if you have missed the deadline upon which you must file an appeal of an unfavorable decision by the Social Security Administration (SSA), it does not always spell the end of your application for disability benefits.

Capital One Tricking Customers to Collect Debts

 
Theoretically speaking, they can last the rest of your life.

Practically speaking, there are a number of reasons why they may not.

Despite having been approved for disability benefits by the Social Security Administration (SSA) at some point during the application process, your claim may be periodically subjected to a Continuing Disability Review (CDR) by its Disability Determination Service (DDS) to determine if you are still eligible for benefits.