mpool's blog

If you are permanently disabled, you may qualify to have your federal student loans discharged by the Department of Education.  This only applies to federal student loans and is NOT a bankruptcy discharge.

After counseling clients during the initial free consultation, I am sometimes asked by people considering bankruptcy, what I would do if I were in their shoes.  Bankruptcy is a personal choice and only those individuals can really understand what financial challeng

With all the news last week regarding Governor Bentley and his “improper” relationship with Rebekah Mason, I feel that the press has lost sight of the real issues with Governor Bentley and his leadership of Alabama.  Governor Bentley originally ran for office stating he would not take a salary from the people of Alabama until the budget was balanced and our

As a bankruptcy attorney, not a week goes by where I do not have an individual sitting across from me who pledged personal property on a loan and didn’t really realize that they were giving that property as collateral to the lender.

On the means test, only a small portion of your children’s tuition can be deducted from your income.  Congress currently allows $156.25 per child as a deduction on the means test.  Specifically, Bankruptcy Code § 707(b)(2)(A)(ii)(IV) states:

If you have been sued prior to filing bankruptcy, then you may have a judicial lien filed against you in the county in which you reside.  A judicial lien is created when a party records a judgment in probate court after winning a lawsuit.  If the judgment is recorded

As we are celebrate 2016, we are all quickly reminded that it is tax time.  Once again, it is important that you stay diligent in making sure that your tax preparer is reflecting accurate information on your tax return.  BEWARE of tax preparers promising you a large tax refund without reviewing your income.  It is important for you to understand that if you

This year many people are ordering gifts through online companies to avoid long lines at the retail stores. This method certainly can save time and help to avoid stress but there are many online scams that we need to avoid. I have a few tips to help you avoid such scams:

Are you struggling financially from trying to protect a son, daughter, sibling or parent from drug addiction?  If so, you are not alone.  As the holidays approach, I am excited about seeing my family.  However, I am a sister and sister-in-law of recovering drug addicts and existing drug users.  The holidays can be very hard for those of us who have family members who are drug addicts. 

Maybe.  You may qualify for social security benefits of your ex-spouse if you meet all of the following requirements:

You must: