mpool's blog

As the fall semester starts for most college students, we must remind students to beware of targeted scams.  Recently, a news article in USA Today highlighted a scam where students were receiving calls from someone claiming to be a college official and threatening the students with classes being dropped if they

The Alabama Tax Delinquency Amnesty Program of 2018 was passed to allow Alabama residents who owe certain types of taxes to the state of Alabama a chance to have all penalties and interest waived with an approved tax amnesty application.

If you look at my blog posts, I try to concentrate on helping families improve their household budgets.

Discounts as Whole Food Markets

Recently, there was an excellent article published on CNN Money that contained tips on how you can save money for retirement even when you are living paycheck to paycheck.  If you haven’t thought about saving for retirement or are having trouble finding funds to save, consider some of these tips:

Credit scores…we all have them but most of us do not understand how our scores are calculated.  Regardless, effective immediately, your credit score may experience an increase as high as 30 points.  This could help you when applying for credit or trying to negotiate a better interest rate.

Recently, we had an individual come to our office complaining about another attorney in the area where she had to Skype with the attorney for a free consultation about her filing bankruptcy.  She said she felt rushed and only received about 15 minutes with the attorney on the Skype call. When the Skype call was over, she still had a number of questions but was left with an assistant (non-attorney) to answer those questions.

When you decide that you need help with your finances, one of the choices you may make is to meet with a bankruptcy attorney to discuss your options.  One option is known as chapter 13 and you sometimes hear people call this option the debt consolidation option because it works very similar as if you consolidated your debts.  Last year, one of my colleagues outlined the

A recent article on bankrate.com outlined 15 signs of serious debt trouble.  If you recognize these signs with your financial struggles, it might be a good idea to meet with a bankruptcy attorney to discuss your financial options.

In Alabama, as in most states, a number of people struggle each month to pay for prescription costs.