Don’t Let Your Financial Stress Lead to Health Problems
Submitted by the Bond & Botes Law Offices - Friday, February 20, 2015
According to recently released results of a survey conducted by the American Psychological Association (APA), nearly three fourths of Americans are experiencing extreme financial stress. The majority of these are parents, younger generations and lower-income households.
Home Affordable Refinance Plan (HARP) to expire in 2015
Submitted by the Bond & Botes Law Offices - Monday, February 2, 2015
The Home Affordable Refinance Plan (HARP) is set to expire on December 31, 2015. Many Americans remain unaware of the program at all, much less that they may lose the opportunity to benefit from it later this year.
Is Bankruptcy Bad?
Submitted by the Bond & Botes Law Offices - Friday, December 19, 2014
No! Bankruptcy is definitely NOT bad and, for most bankruptcy filers, it is the best decision they have ever made to improve their credit and get a fresh start. Bankruptcy can happen to anyone; consumers, corporations and even governments.
Important Bankruptcy Case to go before the Supreme Court of the United States
Submitted by the Bond & Botes Law Offices - Wednesday, November 26, 2014
Recent Study Shows Payday Lenders target African American Neighborhoods
Submitted by the Bond & Botes Law Offices - Friday, November 7, 2014
According to a recent study done by Auburn University as reported by AL.com, Alabama ranks in the top five states in the country to have the most payday lende
Credit Scores in Alabama are some of the Lowest in the United States
Submitted by the Bond & Botes Law Offices - Friday, October 17, 2014
It was recently reported that, according to data provided by Wells Fargo, Alabama ranks 45th in the nation for average credit score. The report, using data from Experian, one of the largest credit reporting agencies, shows an average credit score for Alabamians of 650.
Older People Are Struggling with Student Loan Debt
Submitted by the Bond & Botes Law Offices - Friday, October 3, 2014
A recent government audit performed by the government accountability office (GAO) and reported by Huffington Post found many senior Americans are being driven into poverty due to
Alabama is at the Top of the List for Predatory Lending
Submitted by the Bond & Botes Law Offices - Friday, September 19, 2014
A recent article published by the Southern Poverty Law Center reports that Alabama has more title loan lenders than any other state per capita. According to the SPLC article, there are four times as many payday lenders in Alabama than McDonald’s Restaurants. The high poverty level in Alabama draws these predatory lenders who prey on Alabama’s citizens who have fallen on hard times.
Federal Tax Liens and Tax Debt: Celebrities Are Not Exempt From Tax Woes
Submitted by the Bond & Botes Law Offices - Friday, September 5, 2014
According to a recent CNN report, the Internal Revenue Service has filed a tax lien against singer, actress and former Miss America, Vanessa Williams. She currently owes federal tax debt on her 2011 earnings for $369,249. Ms.
Can You File Bankruptcy on Overpayment of State Benefits?
Submitted by the Bond & Botes Law Offices - Friday, July 11, 2014
In most cases, yes, you can file bankruptcy on overpayment of certain State benefits. There are two instances where we see this most often. One is with State Department of Labor Unemployment Overcompensation and the other is Department of Human Resources Food stamp overpayment.