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The debt collection industry is a $13 billion industry. And the individuals and companies that pursue this line of work frequently don’t do things the legal way.

The bankruptcy process is full of pitfalls, many of which are completely unknown or unanticipated to those without bankruptcy training. Most cases filed by individuals without the help of an experienced bankruptcy attorney fail to reach a successful conclusion.

After a number of years counseling great people who continue to be perplexed, even mystified, as to how in the world they have ended up in a bankruptcy attorney's office seeking legal advice for matters that are normally and genuinely far too personal and painful to discuss with even the closest of friends……I have found what seems to be a very common question aske

Recently, my husband and I were blessed in purchasing a larger home since our 11 month old needs a lot more space.  We fell in love immediately with a lovely home that was decorated to the nines by the sellers.  The sellers had impeccable taste and seemed very organized.  Although my husband and I are both attorneys, we were so enamored by the home layout and the way the sellers had it decorated that we fai

A recent quarterly Household Debt and Credit Report published by the Federal Reserve Bank of New York reports that consumers ended 2014 owing nearly twelve trillion dollars.

Most people plan to retire when they reach a certain age or when they start receiving their Social Security benefits, thus leaving the stress of working everyday behind.   Retirement brings with it its own stresses, especially if you have not saved adequately throughout your working career to support your lifestyle.  Saving for retirement in today's economy may seem like an enormous obstacle.

To some, this may sound like a foolish question.  After all, why would someone need to file bankruptcy if they earn a lot of money?  Wouldn’t someone who makes a good income be abusing the system if they filed for bankruptcy?  The answer is that everything is relative.  It really doesn't matter how much money someone makes if they can’t pay

We see many potential clients whose biggest issue is that their wages are being garnished by one or more creditors.  The potential clients ask whether bankruptcy can stop the garnishments.  The answer is yes!

In what should turn out to be very good news for consumers throughout the country, an agreement was announced by all three of the major credit reporting agencies (Equifax, Experian, and Trans Union) (CRAs) with New York Attorney General Eric Schneiderman.  This agreement will change the way that the credit reporting agencies handle errors and list unpaid medical bills as part of the broadest industry overhaul in many years.  T

Sometimes, clients are hesitant about including creditors when seeking debt relief. One reason is that they believe the creditor has their best interests in mind. It is not uncommon for people to believe that their creditors are their friends when that could not be further from the truth.