Report on Economic Well-Being of U.S. Households in 2014
Submitted by the Bond & Botes Law Offices - Tuesday, June 16, 2015
On May 27, 2015, the Board of Governors of the Federal Reserve released a survey regarding the financial health of the U.S. Economy. The report, titled the “Report on the Economic Well-Being of U.S. Households in 2014” focused on the current state of the U.S. Economy from the perspective of its citizenry. The report is full of very useful and insightful information concerning the financial health of its citizens.
Does Bankruptcy Really Provide Any Benefit to Me and My Family?
Submitted by the Bond & Botes Law Offices - Friday, June 12, 2015
Types of Bankruptcy
Submitted by the Bond & Botes Law Offices - Thursday, June 11, 2015
Many people hear the word Bankruptcy and immediately have a picture in their minds of what that means. In fact, there are several different kinds of bankruptcy, called chapters.
Beware of Lenders Who Offer “Quick Cash” by Sending Checks in the Mail
Submitted by the Bond & Botes Law Offices - Monday, June 8, 2015
As a former banker and employee of several loan companies, I am very familiar with the lending practice of lenders sending valid checks in the mail offering “quick cash” to people who qualify. Once the consumer cashes the check, a valid loan is made and all the terms outlined on the letter or check that was sent by mail apply. This loan is an
Alabama Super Lawyers Magazine Recognizes Ronald C. Sykstus as a “Super Lawyer”
Submitted by the Bond & Botes Law Offices - Friday, June 5, 2015
I am pleased to announce that my partner, Ronald C. Sykstus, has been recognized again as an Alabama Super Lawyer. This is the fifth time that Ron has been recognized by Alabama Super Lawyers in the practice areas of Consumer Bankruptcy, Consumer Law and Military/Veterans Law
How Our Chapter 7 or Chapter 13 Bankruptcy Attorneys Can Help You
Submitted by the Bond & Botes Law Offices - Thursday, June 4, 2015
Why You Need a Lawyer to File Bankruptcy
Submitted by the Bond & Botes Law Offices - Wednesday, June 3, 2015
Periodically, I witness hearings or meetings of creditors for cases that are filed Pro Se, meaning they were filed by an individual without an attorney. In the majority of these cases, it is clear that the case was filed incorrectly and that it will probably not be successful.
The Hardship Discharge
Submitted by the Bond & Botes Law Offices - Tuesday, June 2, 2015
After a debtor completes a Chapter 13 plan and makes all payments to the bankruptcy Trustee, he will receive a
Servicemembers’ Civil Relief Act (SCRA)
Submitted by the Bond & Botes Law Offices - Monday, June 1, 2015
Keep Your Bankruptcy Attorney Informed
Submitted by the Bond & Botes Law Offices - Friday, May 29, 2015
When you file for protection from your creditors with Chapter 13 or Chapter 7 bankruptcy, one very important responsibility you have is to keep your attorney updated on your c