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Many homeowners are not aware they may be eligible for a Home Loan Modification. There are various programs, some offered by government entities, that are available to homeowners seeking a home loan modification, but the most common avenue for obtaining a home loan modification is through the existing mortgage company.

The answer is maybe? But, the solution could be a Chapter 11. Why? Mortgage lenders have been delaying foreclosures for many months and even years for many people. As a result, the arrearages (the amount you’re behind on your mortgage) can be a lot of money.

The Financial Hardship Scholarship is one of the most exciting annual events for the legal professionals at Bond & Botes, because it promotes both future legal professionals and the financial responsibility that the firm stands for.

A question that we get asked from time to time is whether a debtor can purchase a vehicle on credit while in a Chapter 13 bankruptcy.  The answer to that question is yes!   Though most people are trying to get out of debt while in their bankruptcy, not incur

I always tell my Veteran clients to expect long delays by the Veterans Administration in their attempts to get VA disability benefits.

According to a report recently release by the Centers for Disease Control and Prevention, one in five adult Americans now live with a disability.

As if a homeowner in or facing foreclosure doesn’t have enough to worry about, there is a little known trend occurring in the area of foreclosure that could cost you financially and in the loss of precious memories.  With people simply walking away from their underwater homes since the beginning of the Great Recession of 2008, mortgage companies and servicers have begun hiring “home preservation companies” in greater numbers.  These are indepe

Maybe, but you have to ask the domestic court judge to do so.

It is unfortunate, but I find this to be a fairly common question among my clients.

Every person who files bankruptcy must take a financial management course before he will receive a discharge.  This course must be taken in order to receive a discharge in both a Chapter 7 and a