Blogs

The majority of our clients file a Chapter 13 to protect something whether it’s their home or car.  Chapter 13 gives you the protection of the automatic stay that prevents creditors from repossessing y

In today’s blog post, I thought I’d give a quick rundown on a few of the services the Social Security Administration (SSA) provides individuals and the numbers associated with them.

Back in March, I wrote about the immediate steps you should take if you are facing overwhelming debt. Today, let’s look at some immediate steps to take if you are receiving harassing debt collection phone calls.

A common question that arises from clients is whether they can get their driver’s license back if it has been revoked after a car accident.  The topic of whether you can discharge debts related to a car accident bankruptcy has been previously discussed by Grant McNutt in his blog post from December 18, 2014.  He discussed that normally you

One of the hardest concepts for clients in bankruptcy to understand is “disposable income”.  Essentially, while you are in an active chapter 13, if you have money or come into money that can be paid to your creditors then that money should go

We’ve all seen and heard the upbeat commercials where people are smiling and happy and talk about how much a title loan helped them, but it’s like the old saying, “if it sounds too good to be true, it probably isn’t true!” When you find yourself in a financial bind, however, the bright and flashy signs advertising instant cash is very tempting.

As we have noted on the blog before, student loan debt is a huge problem among consumers.  Most of the time, student loan debts cannot be discharged in bankruptcy.  However, if you can prove an undue hardship, the student loan debt can be discharged.  Note that it is rare for a court to find that a debtor meets this

The annual contribution limit for 2016 is $18,000.00, which is unfortunately the same as it was for 2015.  This is the amount employees who participate in 401(k), 403(b), and most 457 plans can contribute.  Federal government employees who contribute to the Thrift Savings Plan (TSP) can contribute this amount as well.

As an attorney who meets with clients in difficult financial situations every day, I can say with certainty that there is still a stigma associated with filing bankruptcy.  However, if you stop and think about it, I think you’ll realize that bankruptcy is a part of what makes America great.

Recently, the City of Jackson, Mississippi settled a federal class action lawsuit that challenged the use of debtors’ prisons. The civil rights group Equal Justice Under Law and the Roderick and Solange Macarthur Justice Center of the University of Mississippi School of Law filed the lawsuit on behalf of seven plaintiffs.