I Filed for the "Early" Social Security Retirement Benefit - Am I Stuck With It?
Submitted by the Bond & Botes Law Offices - Tuesday, November 22, 2016
The short answer is yes, no and maybe.
As I have discussed in my previous blog posts, our bankruptcy practice often syncs neatly with our Social Security disability practice. Another aspect I have touched on as well is Social Security retirement itself, what is it, what numbers and figures we are talking about and so on.
CFPB Puts 44 Mortgage Lenders and Brokers on Notice For Failing to Report Mortgage Data
Submitted by the Bond & Botes Law Offices - Monday, November 21, 2016
The Consumer Financial Protection Bureau (CFPB) issued warning letters to 44 mortgage lenders and mortgage brokers. The Bureau has information that appears to show they may be required to collect, record, and report data about their housing-related lending activity, and that they may be in violation of those requirements.
2016 Financial Hardship Scholarship Winner
Submitted by the Bond & Botes Law Offices - Friday, November 18, 2016
Bond & Botes, P.C., is pleased to announce the winner of our undergraduate Financial Hardship Scholarship for 2016.
Debt Collector Sentenced To Five Years In Prison
Submitted by the Bond & Botes Law Offices - Friday, November 18, 2016
Last week, Reuters reported that John Williams of Williams Scott & Associates LLC was convicted in federal court of conspiring to commit wire fraud. Mr. Williams was sentenced to five years in prison. He was also ordered to pay almost $4 million in restitution. Who is John Williams? I didn’t know either.
What is the Median Income in my State and Why Does It Matter?
Submitted by the Bond & Botes Law Offices - Thursday, November 17, 2016
One of the requirements when filing a bankruptcy is to complete a version of Bankruptcy Form 122 which is known as the “Chapter 7 Means Test Calculation” or the “Chapter 13 Calculation of Your Disposable Income.” Debtors enter their income and expense information on this form. The information is partially from the debtor’s records such as pay-stubs and some of the infor
How to Settle Your Debt(s) That Go To Collections?
Submitted by the Bond & Botes Law Offices - Tuesday, November 15, 2016
You have several options with a debt that you owe has been placed in collections. This blog post will help you determine whether one of these options will work for your situation and explain the consequences that could occur if you are unable to choose either of these options at this time. Usually, when you owe a creditor, it will first bill you multiple times to attempt to get you to
Take Time to Help the Less Fortunate in Belize
Submitted by the Bond & Botes Law Offices - Monday, November 14, 2016
Happy Veterans Day!
Submitted by the Bond & Botes Law Offices - Friday, November 11, 2016
The election is over! Whether or not your candidate prevailed, I think one thing most of us will agree on, no matter who currently fills our top position of power, is that America is a great country because we have our many freedoms! Our military has fought for those freedoms and today we Honor our Veterans!
Useful Savings Tips for Christmas and the Holiday Season
Submitted by the Bond & Botes Law Offices - Thursday, November 10, 2016
What is Repossession and How Can You Stop it?
Submitted by the Bond & Botes Law Offices - Wednesday, November 9, 2016
Everybody knows that if you don’t make your car payment, the finance company can repossess your car. I’m often asked by clients if the finance company has the right to repossess other vehicles or things they own. In this blog I’ll lay out exactly what gives a creditor the right to repossess items and how a bankruptcy case stops them from doi