Blogs

CFPB Puts 44 Mortgage Lenders and Brokers on Notice For Failing to Report Mortgage Data

The Consumer Financial Protection Bureau (CFPB) issued warning letters to 44 mortgage lenders and mortgage brokers. The Bureau has information that appears to show they may be required to collect, record, and report data about their housing-related lending activity, and that they may be in violation of those requirements.

2016 Financial Hardship Scholarship Winner

Monica Penny and Bond & BotesBond & Botes, P.C., is pleased to announce the winner of our undergraduate Financial Hardship Scholarship for 2016.

Debt Collector Sentenced To Five Years In Prison

Attorney Ed WoodsLast week, Reuters reported that John Williams of Williams Scott & Associates LLC was convicted in federal court of conspiring to commit wire fraud. Mr. Williams was sentenced to five years in prison. He was also ordered to pay almost $4 million in restitution. Who is John Williams? I didn’t know either.

What is the Median Income in my State and Why Does It Matter?

attorney One of the requirements when filing a bankruptcy is to complete a version of Bankruptcy Form 122 which is known as the “Chapter 7 Means Test Calculation” or the “Chapter 13 Calculation of Your Disposable Income.”  Debtors enter their income and expense information on this form.  The information is partially from the debtor’s records such as pay-stubs and some of the infor

How to Settle Your Debt(s) That Go To Collections?

Attorney Mary PoolYou have several options with a debt that you owe has been placed in collections.  This blog post will help you determine whether one of these options will work for your situation and explain the consequences that could occur if you are unable to choose either of these options at this time.  Usually, when you owe a creditor, it will first bill you multiple times to attempt to get you to

Happy Veterans Day!

Bankruptcy Decatur Amy TannerThe election is over! Whether or not your candidate prevailed, I think one thing most of us will agree on, no matter who currently fills our top position of power, is that America is a great country because we have our many freedoms! Our military has fought for those freedoms and today we Honor our Veterans!

What is Repossession and How Can You Stop it?

Lawyer Nick GajewskiEverybody knows that if you don’t make your car payment, the finance company can repossess your car.  I’m often asked by clients if the finance company has the right to repossess other vehicles or things they own.  In this blog I’ll lay out exactly what gives a creditor the right to repossess items and how a bankruptcy case stops them from doi

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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