Blogs

Debt Collector Now Has My Debt

debt collector

When you’ve run into difficult times, it’s not unusual to be unable to pay a bill or have it slip by unnoticed. However, when those debts are sold to a debt collector, you may feel as though you’re in a never-ending battle.

Second chance for borrowers who defaulted on student loans

Second chance

If your loans are eligible, you’ll temporarily regain several student aid and credit reporting benefits. You’ll also get the opportunity to get out of default and keep those benefits for the long term. Eligibility depends on the kind of loans you have, and at what point the loans defaulted.

Security Clearances and Psychological Conditions

By Ronald C. Sykstus

Ronald Sykstus

Over the last three years or so, I have seen a marked increase in people who hold or are trying to get security clearances running into issues as they relate to psychological conditions. The guideline that controls security clearances references,

Health Insurance, Medical Debt, and Bankruptcy

Medical Debt

If you become ill or have been injured in some way treatment can be very expensive. Throw in the cost of preventive care like dental procedures, vision, and hearing the cost of being unhealthy in America, even with health insurance, can destroy anyone’s budget, especially if you have children.

Stop Living Paycheck to Paycheck

paycheck to paycheck

At the Bond & Botes Law Offices bankruptcy is our business. We are focused on helping people get relief from debt. Over the years we have filed 10s of thousands of bankruptcies. Filing bankruptcy for people is how we make our living, many of our clients come to us living paycheck to paycheck and hire us to help end the cycle of living under this great burden.

Prepare Your Finances for the Holidays

Holiday Spendng

Truth: The year-end holidays are expensive and they will be here soon.

With rising interest rates and inflation, this year may be the most expensive ever, gifts, decorations, and other seasonal purchases you expect to make, you might be surprised just how easily holiday spending can get out of control.

5 Things You Can Do to Protect Your Financial Future

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Over the years we have helped tens of thousands of people in Alabama & Mississippi get relief from overwhelming debt. The why and how our help came to be needed is unique to each client. However, there are a few things we found to be common in many cases.

What Happens if You Ignore Debt Collectors?

Ignore Debt Collectors

If you’re like most people, the current high prices of gas, food, rent, and just about everything else is stretching your budget to the breaking point. If they are not doing so already, your creditors are ramping up their collection activity and you just want to make the calls stop.

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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