Blogs

You may be surprised to find out that Americans love using their credit cards.

In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpi

According to NASA, a total coast-to-coast eclipse of the sun hasn’t been seen in the U.S. in 99 years, so the Aug. 21 event will be a can’t-miss for many of us.  A total solar eclipse is caused by a unique set of circumstances.  Oddly enough, the sun is 400 times larger than the moon — but it's also 400 times farther away.

Last week, the Jackson Free Press in Jackson, Mississippi reported that Mississippi payday lender, All American Check Cashing, Inc., is in trouble again. This time, it's with the Consumer Financial Protection Bureau (CFPB).

Do you hear commercials or see ads everywhere that say, “Need some extra cash?”  “Want to work from home?”  It is everywhere.  Have you ever heard the term Multilevel-marketing companies?  They are also called MLMs or are doing “direct-sales.”  They are very similar or arguably could be called a pyramid scheme.

My last blog post detailed how widespread frivolous prescriptions for opioid pain killers have been in North Alabama. In this blog post, I will widen the scope a bit and cover the impact opioid abuse has had both nationally as well as locally.

It is no surprise that the amount of income you have effects your ability to file a bankruptcy case.  However, there are many different types of income.  Wages, tips, Social Security, and VA Disability income are just a few.  Be aware that just because you may not have to file income taxes on all or a part of your income, that doesn’t mean you can leave it out

The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls.  The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act.  According to the FCC, Roesel and his company made 21 million automated calls, also known as robocalls, while attempting to sell health insurance.

With back to school right around the corner, many shoppers are hitting stores and using credit card to pay for their purchases.  A recent report by the U.S. Federal Reserve showed total consumer borrowing rose by 18.4 billion in May which is the strongest gain since November’s $25.1 billion increase.

Last month I blogged about issue of debt collection against our veterans and the issue of the treatment of our veterans continues to weigh on my mind.  It would not be hard for anyone reading my blogs to determine I am a liberal.  In fact, a description of me as a Yellow Dog Democrat will never offend me.  And as a liberal, I generally believe war s