Blogs

Credit Card Debt Remains a Problem for U.S. Consumers

Attorney Ed WoodsAccording to the Federal Deposit Insurance Corporation, the level of debt for consumers who are behind on their credit cards increased in the fourth quarter of 2017 by $11.9 billion. That’s an increase of 11 ½ percent.

Filing Chapter 13 in Alabama from Start to Finish

Mary-Conner-PoolWhen you decide that you need help with your finances, one of the choices you may make is to meet with a bankruptcy attorney to discuss your options.  One option is known as chapter 13 and you sometimes hear people call this option the debt consolidation option because it works very similar as if you consolidated your debts.  Last year, one of my colleagues outlined the

Security Clearance Issues Constantly in the News

Attorney Ron SykstusFor all of the many years that I have been practicing in this area of law, I have never seen a consistent and recurrent news theme where security clearance issues and problems continue to be predominate in the daily news cycle.  In fact, what prompted me to write this blog post is the recent news article, titled "Dozens

How Often Can I File for Bankruptcy?

Nick-GajewskiWhile many people hope to never need to file a Bankruptcy case, it is important to remember that the process of bankruptcy is a legal and financial tool that is designed to help individuals and families recover from economic hardship.  As such, knowing the limits on how often you are able to file a bankruptcy case is valuable financial planning information.

Please Review Your Pay Check Withholdings Yearly to Avoid Tax Debt

Attorney Grant McNuttMany of our clients come to see us after they have visited their accountant or tax preparer, believing they were going to receive a nice refund only to find out they owe Uncle Sam money instead. Not only did they think “I have money coming,” they frequently have borrowed thinking “I can pay this right back with my refund." So now, they are doubly in trouble with both a loan to pay back as well as a tax bill. What?

Southern Cities Win the Credit Card Debt Prize

Jace FerraezAccording to a recent CBS MoneyWatch article, the credit card debt problem looks a lot worse in Southern metropolitan cities. Specifically, CreditCards.com’s research found that in Texas alone, three cities placed in the top five. Things certainly are bigger in Texas it appears. But in all seriousness, the credit card debt problem is only getting worse.

“Civil Citation” Scam in Montgomery County

Gail DonaldsonOnce again, scammers are trying to take advantage of citizens in Montgomery County.  Local Circuit Clerk Tiffany McCord stated her office has received about thirty complaints from residents who received a “civil citation” by email.  The email stated in the “citation” that $711 was owed to the county.  The “citations” are fake and intended to scam you out of money.

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Bond & Botes Law Offices

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The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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