What Happens at Social Security Disability Hearings?
Submitted by the Bond & Botes Law Offices - Tuesday, December 18, 2018
A well-known fact among those in Alabama applying for Social Security disability benefits is that the chances of success at the initial application stage of the process are abysmally low. In fact, in
Most Millennials Want HomeownershipBut Have Too Much Student Debt
Submitted by the Bond & Botes Law Offices - Friday, December 14, 2018
I recently read a Federal Reserve study indicating that 89% of millennials do plan to purchase a home at some point in the future. However, 48% have not been able to save anything towards this goal. According to the study, the problem is student loan debt.
Is it Time to Quit Your Job? Here's How to Find Out
Submitted by the Bond & Botes Law Offices - Thursday, December 13, 2018
Many Americans hope for higher pay as they progress through their working years. At what point is higher pay not enough to stay at a job? Abigail Hess of CNBC brings light to a new trend amongst working-age Americans.
Don’t Get Fooled by Phishing Scams – Tips to Avoid Getting Caught
Submitted by the Bond & Botes Law Offices - Tuesday, December 11, 2018
Unfortunately, data thieves don’t take a break during the Holidays. In fact, that is when they increase in bogus email schemes that seek to steal your hard-earned money or personal information.
‘Tis the Season for Random Acts of Kindness
Submitted by the Bond & Botes Law Offices - Monday, December 10, 2018
It seems like every time I watch the news; every single story is negative or sad in some way. I don’t know about you but when I wake up in the morning the last I want to hear is a ton of negative news to start my day. Fortunately, in the past week, there have been a few stories highlighting some random acts of kindness.
What Happens to Real Estate That is Surrendered in Bankruptcy
Submitted by the Bond & Botes Law Offices - Friday, December 7, 2018
Over the last 10 or so years, we have seen a decline in the real estate market. It does seem to be improving a bit of late, however, many people have come to us for help because their home or other real estate has little or no equity and has become too burdensome to maintain and afford, particularly those folks with adjustable rate notes!
Americans Still Paying Last Year’s Holiday Spending
Submitted by the Bond & Botes Law Offices - Thursday, December 6, 2018
With Thanksgiving over and Christmas just around the corner, it’s time for many Americans to start thinking about holiday shopping. The holidays are a time to gather with friends and family and enjoy great food, relax by the fire, and hopefully exchange a few gifts.
The Breakdown: Refund Anticipation Loans
Submitted by the Bond & Botes Law Offices - Wednesday, December 5, 2018
As we all know, the holiday season can be one of the most stressful times of the year. The added pressure of trying to buy gifts for family and friends can push an already strained budget to the breaking point. With the tax filing season fast approaching, it can be tempting to consider taking out a tax refund loan, but there are some important points to keep in mind.
How to Pay for Christmas on a Budget
Submitted by the Bond & Botes Law Offices - Tuesday, December 4, 2018
Christmas time is here again, and with that comes the stresses of gift giving. Getting wrapped up in the season makes it easy to overspend. I put together Christmas shopping tips to help with shopping on a budget!
1. Set a Spending Limit.
Take a look at your finances and figure out exactly the amount you are going to spend in all.
Beware of the Check-Cashing Scam
Submitted by the Bond & Botes Law Offices - Friday, November 30, 2018
Working as a secret shopper, being paid to have your car wrapped with a company logo, and winning the lottery all have one thing in common—they are all tactics scammers are using to try to steal your hard-earned money.