Blogs

Are you one of those people who let your heart get involved when it comes to money? I often see people with terrific careers doing well financially who let their heart get involved when it comes to money. Intelligence and education have nothing to do with this! What holds most back is the need and desire to help others or let others lead them.

In today’s blog entry I thought I’d get back to basics and revisit how exactly to apply for Social Security (SSA) disability benefits.

One of the concerns we often hear during our free consultations at Bond and Botes is how a bankruptcy will affect an individual’s credit score.  Typically, when someone mentions their credit score, they are referring to the FICO score, which gathers credit information and calculates a score that

If you have had debt problems in the past and were sued by the creditor who you owed, chances are they have a judgment against you for the debts.  In some states, including Tennessee, a creditor has several means by which to enforce the judgment.

An important issue as it relates to a chapter 13 bankruptcy and mortgages was recently decided by the 11th Circuit Court of Appeals in Dukes V. Suncoast Credit Union (In Re Dukes.)

The issue, in its most simplistic form, is this:

At Bond & Botes, we know that Christmas is supposed to be a wonderful time for family members to come together, spend quality time with one another, and reflect on the long year that’s coming to an end. Unfortunately, not everyone can take part in these festivities.

Christmas is just five days away and it is so easy to get caught up in the busyness of the season. I don’t know about you, but I really don’t remember a lot of the “I had to have it” gifts growing up. The ones that do stand out was my Barbie Dream House with a string that pulled the elevator up and down and a sit and spin.

This month is the seventh anniversary for the opening of my law firm, Bond, Botes & Handy, P.C. in Gadsden, Alabama.  While I have been a consumer bankruptcy attorney for over twenty years, it was only in 2011 that I discovered a tremendous group of partners willing to give me my first opportunity to run my own shop.