Blogs

There are four costs to consider when filing for bankruptcy.  The four fees are credit counseling/personal financial management fees, filing fee, attorney’s fee and the trustee’s fee for administrating your case.

The Internal Revenue Service (IRS) has announced the tax year 2019 annual inflation adjustments including the tax rate schedules, income brackets, and many other tax changes. Please remember the tax year 2019 adjustments are used on tax returns filed in April 2020.

The New Year is here and we’re all in the middle of getting used to writing the new date.  For many Americans, this is also the time of year when we get our W-2’s from 2018 and get started on preparing our taxes.  If you had outstanding debt in 2018 that you ignored, then you may be in for a surprise this tax year.

You might have heard about the doomed Fyre Fest that took place in early 2017.   The music festival was promoted by models and celebrities like Kendall Jenner and Bella Hadid.  These celebrities were paid by the festival promoters to promote it on their social media.

I grew up watching David Letterman.  In addition to Chris Elliot (see the movie “Cabin Boy” if you haven’t done so!) and Larry “Bud” Melman, I was also a  big fan of his top 10 list. Currently, I know a lot of people follow the daily lists that are published by Buzzfeed.

Purchasing a new car is rarely an enjoyable experience.  Just choosing which car you want is hard enough, let alone dealing with car salesmen, financing companies, and calculating how much you can actually afford to spend.

Dina Lohan filed a petition for Chapter 13 Bankruptcy in September 2018.  But on the eve of Christmas, she received a lump of coal from the presiding bankruptcy judge in the form of a dismissal of her case.

Are you one of those people who let your heart get involved when it comes to money? I often see people with terrific careers doing well financially who let their heart get involved when it comes to money. Intelligence and education have nothing to do with this! What holds most back is the need and desire to help others or let others lead them.

In today’s blog entry I thought I’d get back to basics and revisit how exactly to apply for Social Security (SSA) disability benefits.

One of the concerns we often hear during our free consultations at Bond and Botes is how a bankruptcy will affect an individual’s credit score.  Typically, when someone mentions their credit score, they are referring to the FICO score, which gathers credit information and calculates a score that