What Happens When You File a Bankruptcy Petition?
Submitted by the Bond & Botes Law Offices - Thursday, February 7, 2019
What is a Bankruptcy Petition, what are the most common types of Bankruptcy and what happens once your case is filed with the Bankruptcy Court?
Chapter 13 Bankruptcy Do's and Don'ts
Submitted by the Bond & Botes Law Offices - Tuesday, February 5, 2019
Here are a few pointers to help you at the start of the Chapter 13 bankruptcy process.
1. Be Patient
When I said bankruptcy “process,” I really meant it’s a process. Filing for bankruptcy relief is comparable to filing your taxes.
What is a Bankruptcy Trustee?
Submitted by the Bond & Botes Law Offices - Friday, February 1, 2019
When discussing bankruptcy, you will often hear references to the “trustee of the case.” The trustee is a court-appointed individual that oversees your bankruptcy case.
While many debtors have an initial fear of the trustee, it is generally unwarranted. A trustee is not attempting to sabotage your bankruptcy case. In all likelihood, the trustee would prefer for your case to succeed just as much as you, although your opinions of the most beneficial outcome may differ somewhat.
Can I be a House Hunter while in Chapter 13?
Submitted by the Bond & Botes Law Offices - Thursday, January 31, 2019
If you are like me, you love watching HGTV’s “House Hunters”. It’s fun to see different houses and walk into “the one” and feel at home. Most Americans dream of being a homeowner.
What is Chapter 12 and Who Does It Help?
Submitted by the Bond & Botes Law Offices - Wednesday, January 30, 2019
Chapter 12 of the Bankruptcy Code was developed in the 1980s specifically for family farmers and family fishermen. In the 1970s, a rise in farm exports, commodity prices, and land values resulted in family farmers opening up larger and more expensive farming operations to keep up with demand.
What is a Vocational Expert & What Do They Do?
Submitted by the Bond & Botes Law Offices - Tuesday, January 29, 2019
I get this question a lot from clients.
Are Overpayment of Unemployment Benefits Discharged in Bankruptcy?
Submitted by the Bond & Botes Law Offices - Monday, January 28, 2019
What Is Overpayment?
Student Loans and Buying a Home
Submitted by the Bond & Botes Law Offices - Friday, January 25, 2019
Large amounts of student loans continue to be a problem for many people. The Washington Post recently reported on a Federal Reserve study concerning student loans and homeownership.
Warning About Refinancing Student Loans
Submitted by the Bond & Botes Law Offices - Thursday, January 24, 2019
Internet ads promise huge savings on student loan debt if you consider refinancing with a specific company. The companies like SoFi, CommonBond, Credible, LendKey and Splash Financial have been under heightened scrutiny by the Federal Trade Commission.
Beware of Debt Consolidation Companies
Submitted by the Bond & Botes Law Offices - Wednesday, January 23, 2019
You've heard the commercials:
If you owe $10,000.00 or more to the IRS, CALL NOW. Don't contact the IRS alone.
Or
If you owe more than $5,000.00 in credit card debt, CALL NOW for help in consolidating your credit cards.