Blogs

I can’t imagine that there are many people in North Alabama who aren’t familiar with attorney Cliff Hill.  Cliff was a network news anchor for several years prior to attending law school and his law school journey was not an easy one.

Technically, any individual can file for Chapter 7 bankruptcy unless the debtor, in the preceding 180 days, either:

As bankruptcy rates among American farmers continue to rise, a bill was recently introduced in the Senate that would make some changes to Chapter 12 of the U.S. Bankruptcy Code.  The Family Farmer Relief Act of 2019 is designed with the intention to help family farmers reorganize after falling on hard times.

Hospitals are usually one of the last places a person wants to visit.  It’s usually a relief when a patient leaves and returns home. That is until the medical bill arrives in the mail a few weeks later.  Medical bills rarely end up being an amount the patient expects, as it is virtually impossible to know what the final amount will be until the bill arrives.

The April 15th tax deadline is right around the corner and many Americans wait until the very last minute to file.  There are several ways to build your wealth while still reducing your tax bill. While it may be too late to help with your 2018 taxes, it is a great time to resolve to make the most of special investing your accounts that offer valuable tax breaks.

Many people considering bankruptcy relief are aware or soon learn that student loan debt is generally non-dischargeable in bankruptcy because student loan debt can only be discharged if the bankruptcy court determines a debtor has met the qualifications for a hardship discharge.  In most jurisdictions the hardship discharge is not easily obtained.

A few months ago I wrote about What Happens to Real Estate when you surrender it in a Bankruptcy. Now, I want to discuss what happens to personal property like vehicles, mobile homes, furniture, and other household items when you surrender them in a bankruptcy.

Immigration is a pretty hot topic these days and I thought I would discuss a possible aspect of it in my blog entry that we do not normally hear about in the current national debate:  What happens to a claimant’s Social Security (SSA) monthly monetary benefits if they leave the United States?

Recently, the Clarion Ledger newspaper in Jackson, Mississippi reported the results of a Wallethub.com study. Wallethub.com is a personal finance website. The study used information from TransUnion to compile the average credit scores of the residents of several towns and cities across America.

Are you in a financial position to save 90% of your income?