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The short answer is, yes. While your monthly income may have an effect on what type of bankruptcy case you file, unemployment itself will usually not prevent you from doing so.

In recent years, many areas have seen a proliferation of title and payday loan stores.  These businesses typically make small short term loans to consumers who don’t think other options exist.  The stores are everywhere and the loans are easy to make.  Please be cautious, repayment of the loans can be very difficult and anything but short term.

This is a question we get asked repeatedly by the Veterans that we represent. There is no doubt that there is a very long lag time and delay when the VA processes a disability claim. Veterans have complained about this problem for years.

A cross collateralized loan is when one item of collateral stands as collateral for all loans with that bank or credit union.  This means that a vehicle can be collateral on both the vehicle loan and a signature loan.  In order to obtain your title back on your vehicle, you must pay both loans.

After having represented consumers with financial problems for over twenty five (25) years, I can state conclusively that medical bills are one of the biggest causes of bankruptcy.  The relationship between bankruptcy and health care is well documented.  A Harvard University Study conducted in 2001 and reported in 2005 concluded that 2 million Americans (including 700,000 children) are affected by medically driven bankruptcies each year.   It makes sense – peo

A common question we get asked is whether a person can be held responsible for another person’s debts. The concern most often comes up with regard to a spouse, such as a wife being concerned about responsibility for her husband’s debts or vice versa or a parent being responsible for a child’s debt or a child being concerned about a parent’s debt.

If you have transferred property or money to a creditor within 90 days or an insider (i.e., relative or friend) within a year of your bankruptcy filing, you should be aware of the 90 day bankruptcy rule.  It is crucial that you discuss any transfers of property that you have made with your bankruptcy attorney so that you may protect any meaningful transfers you have made.

In Mississippi, each county has a justice court. These courts are staffed by not less than two nor more than five part-time judges and other staff. Justice courts hear small civil, i.e., non-criminal claims, and misdemeanor criminal cases. A "small" civil claim is defined as a claim of $3,500.00 or less excluding court filing fees which usually run between $64.00 and $74.00.

The 2013 Montgomery Advertiser’s Readers Choice Awards  recently named Bond, Botes, Shinn & Donaldson, P.C. as one of the top three law firms in Montgomery, Alabama.

American Roads, LLC recently filed a Chapter 11 Bankruptcy in the Southern District of New York.  This filing, however, could have an impact on Alabama residents. American Roads owns and operates four toll bridges in Alabama.