Blogs

On December 17, 2013, following a detailed eighteen (18) month investigation, the State of Mississippi sued JPMorgan Chase & Company, Chase Bank USA, N.A., and Chase Bankcard Services, Inc. regarding their consumer credit card debt collection practices.

Target announced that its stores have been hit by a major credit card attack involving up to 40 million accounts. Target stated in the news release that the unlawful access to customer information took place between November 27, 2013 and December 15, 2013 and the Secret Service is investigating.

As we approach a new year, it is a perfect time for you to develop a household budget to help manage your spending.  A household budget is an important tool to help you track and control where you are spending your money.  In my opinion, I think it is best to establish a monthly budget but keep track of your spending

For most people who file a chapter 13 or debt consolidation bankruptcy, one of the huge benefits is the ability to discharge certain interest and penalties on certain debts.

The Consumer Financial Protection Bureau has fined Cash America International a total of $19 million which consisted of a $5 million fine and $14 million in refunds for overcharging customers, robo-signing documents in debt collection lawsuits and impeding an investigation.

In celebrity news, it has recently been reported that pop star, Aaron Carter has filed for Chapter 7 Bankruptcy in the middle district of Florida.  Apparently, the pop star life has not gone so well for this 25 year old singer.

Thanksgiving Day is a national holiday celebrated as a day of giving thanks for the many good things that we have in our lives.  As a Christian, I call these good things blessings.  Although it may sound strange to some, I am thankful to be a consumer bankruptcy attorney.  Many of my friends and family members think that my work must be sad as I deal with people whom are unable to pay their bil

A frequent topic of discussion in the initial consultation is the difference between secured and unsecured debt. While the difference is fairly easy to understand, the way in which they are treated can be complex.

On September 25, 2013, the Federal Trade Commission (FTC) announced that it had settled with a California-based debt collector for $1 million with regard to this particular debt collector using text messages in an attempt to collect debts in an unlawful manner.