Blogs

As the law currently stands, a bad credit rating can prevent potential employment with some jobs. Whether credit rating is a factor completely depends on the employer.

In a few short weeks, many households will start receiving their tax refunds and wonder how they should spend those refunds.  At Bond & Botes, we would like to offer two suggestions:

If you are behind on your house payments and worried about a foreclosure, there are a few steps that you can take in order to avoid a foreclosure. The Consumer Financial Protection Bureau (CFPB) has recently put new rules in place to help you avoid foreclosure.

As an attorney that has been helping people obtain bankruptcy protection for over 25 year, I am still amazed at some of the misconceptions people have about bankruptcy.  Whether at my kid’s school, at church or elsewhere in the community; someone will tell me about a “friend”, “acquaintance” or “co-worker” that filed bankruptcy and kept their house, car and valuable p

If you are getting collection calls or texts to your cell phone, you have the right to have them stopped. You pay for data usage and text and phone usage for your cell phone so federal law allows you to stop this type of harassment. There are two laws that can assist you in doing this. The first is the Fair Debt Collection Practices Act (FDCPA).

Do you make resolutions about this time each year? If so, I have a suggestion for you or, if not, why not take a moment to consider the upcoming year. If 2013 was a financially tough year for you, you're not alone.

A common question that our clients ask us is whether they can purchase a vehicle either during or after their bankruptcy and, if so, who can they contact to do so? Several lenders and car companies advertise the ability to finance someone either during or after a bankruptcy. Do your research carefully and choose someone that you trust and that provides what you believe to be a sound running vehicle.