Blogs

Is There a Chance the Court Will Reject Your Bankruptcy?

Josh Lawhorn Mississippi Bankruptcy AttorneyI get this question quite often and it is a valid question for someone that is not familiar with the bankruptcy process. The best answer to the question is: “Not with proper representation.”

Can You File Bankruptcy on Business Debt Only?

Bradford Botes Alabama Bankruptcy AttorneyThis is a question that we hear often. A man or woman will call in with what they think is a simple question. He or she will share that they have been operating a business and want to know if they can bankrupt on just the business debt and keep their personal debt out of the bankruptcy. In this situation, as in many, the answer is not a simple one.

Alabama is at the Top of the List for Predatory Lending

Amy TannerA recent article published by the Southern Poverty Law Center reports that Alabama has more title loan lenders than any other state per capita. According to the SPLC article, there are four times as many payday lenders in Alabama than McDonald’s Restaurants. The high poverty level in Alabama draws these predatory lenders who prey on Alabama’s citizens who have fallen on hard times.

Do You Need to Notify the Bankruptcy Court of a Personal Injury Lawsuit?

Yes, if you filing a bankruptcy or currently in a chapter 13 bankruptcy, you must disclose in your schedules that you have a personal injury claim or lawsuit or you may be prohibited from bring your personal injury lawsuit in state court.   Judicial Estoppel is a discretionary equitable legal doctrine that was developed by the Courts to prote

What Happens If You Get Sick And Don't Have Health Insurance

Bradford Botes Alabama Bankruptcy AttorneyIt happens.  People lose their jobs.  People change jobs.  A young adult becomes too old to be included on her parent’s health insurance policy.  A divorce can results in the party that was relying upon her spouse for insurance no longer being covered.