Should You File a Tax Return If You Owe the IRS Money and Can't Afford to Pay
Submitted by the Bond & Botes Law Offices - Tuesday, February 18, 2014
YES, it is extremely important that you file a tax return on time to avoid having penalties assessed against you. If you cannot afford to pay the IRS in one lump sum, pay as much as you can with the return. By filing your tax return on time you avoid having a late filing penalty fee assessed by the IRS. In addition, you will be able to reduce the amount of interest assessed when you pay as much as you can afford wh
What Can You Do If a Debt Collector or Creditor is Taking Money From Your Bank Account
Submitted by the Bond & Botes Law Offices - Monday, February 17, 2014
Many times creditors and debt collectors will coerce, usually by harassment, people into allowing them to take money directly from their checking or savings bank accounts. You have an absolute right to stop this seizure of your money at any time.
How Long Do Social Security Administration Disability Benefits Last?
Submitted by the Bond & Botes Law Offices - Tuesday, February 11, 2014
Theoretically speaking, they can last the rest of your life.
Practically speaking, there are a number of reasons why they may not.
Despite having been approved for disability benefits by the Social Security Administration (SSA) at some point during the application process, your claim may be periodically subjected to a Continuing Disability Review (CDR) by its Disability Determination Service (DDS) to determine if you are still eligible for benefits.
Did I Win the Publisher’s Clearinghouse or a Caribbean Vacation or Have I Been Scammed?
Submitted by the Bond & Botes Law Offices - Friday, February 7, 2014
Scammers seem to get savvier every day. There is a new scam going on that begins with a phone call, usually to your cell phone. I have received a few of these calls myself on my cell phone. The caller will tell you that you have won either the Publisher’s Clearinghouse sweepstakes or a Caribbean cruise. Sounds great…right?
How Can You Improve Your Credit After Filing For Bankruptcy?
Submitted by the Bond & Botes Law Offices - Friday, January 31, 2014
This is a question that we often get asked when someone is contemplating filing for bankruptcy. First of all, if someone has perfect credit, meaning that they have never been behind on any debts, then filing for bankruptcy will hurt their credit dramatically.
Motions for Relief From the Automatic Stay in Chapter 13
Submitted by the Bond & Botes Law Offices - Wednesday, January 29, 2014
What Is the Automatic Stay?
‘Dance Mom’s’ Star Abby Lee Miller Received Discharge in Successful Bankruptcy
Submitted by the Bond & Botes Law Offices - Friday, January 24, 2014
The success of the television reality show, Dance Moms, may have been a godsend in helping Abby Lee Miller obtain a successful discharge of her Chapter 11 bankruptcy. Back in 2010, before the first episode of Dance Moms aired, Ms. Miller filed a chapter 11 Bankruptcy.
Vince Young Files for Bankruptcy Protection
Submitted by the Bond & Botes Law Offices - Thursday, January 23, 2014
Vince Young, once hailed as “Superman” on the cover of Sports Illustrated, filed for Chapter 11 Bankruptcy protection last week. Young was the 3rd overall pick in the 2006 NFL draft and earned over $60 million dollars during his NFL career. Young is blaming others around him for his financial situation and is currently suing his former agent Major Adams, II and his former financial advisor Ronnie Peoples claiming the two defrauded hi
Can You Purchase a Car During or After Filing Bankruptcy?
Submitted by the Bond & Botes Law Offices - Wednesday, January 22, 2014
A common question that our clients ask us is whether they can purchase a vehicle either during or after their bankruptcy and, if so, who can they contact to do so? Several lenders and car companies advertise the ability to finance someone either during or after a bankruptcy. Do your research carefully and choose someone that you trust and that provides what you believe to be a sound running vehicle.
Social Security Disability Claim was Denied: What Happened?
Submitted by the Bond & Botes Law Offices - Monday, January 20, 2014
There are a number of different reasons claimants’ applications for Social Security disability benefits are denied. They range from a variety of technical reasons, e.g. you haven’t paid enough into the systems, to denials based on the merits of your case.