Blogs

A press release on June 2, 2014 by Experian shows that long term loans for vehicles averaged 66 months for the first time.  The trend appears to be for vehicle loans to lengthen with analysis showing almost 25% of all new vehicle loans in the first quarter of 2013 are 73-84 months.  The Experian article indicates the reason for the extension

Intelligence Authorization Act for the Fiscal Year 2010 established a requirement for the President to submit an annual report to Congress on the security clearance process, to include the total number of security clearances across government and in-depth metrics on the timeliness of security clearance determinations in the Intelligence Community (IC).

The March 2014 edition of Birmingham Magazine listed my law partner of over twenty (20) years, Brad Botes, in its Top Attorneys 2014 poll in the "Bankruptcy Law" category.  I cannot think of anyone more deserving of this honor to be named among the best of the best in this city.

The National Consumer Law Center (NCLC) has recently surveyed the exemption laws of all fifty states, the District of Columbia, Puerto Rico, and the Virgin Islands. What NCLC found is that NOT EVEN ONE jurisdiction’s exemption laws meet basic standards of living that would allow a debtor to continue to support themselves and their family.

 
This is a question that I am often asked.  After all, people say, if a person can’t pay his or her creditors; how can they afford to pay their bankruptcy attorney.  As with many issues concerning bankruptcy, the answer is not a simple one.

Many of the veterans that we represent lament the fact that it takes the VA so long to decide their claim and for their claim to work its way through the convoluted VA system.

Super Lawyers Magazine annually publishes a list of the top attorneys in Alabama. Super Lawyers rates outstanding attorneys from seventy or more practice areas based on peer recognition and professional achievement. The selection process is multi-phased and the lawyers are chosen by considering a combination of peer nominations, independent research and peer examinations.

In news that should both distress and outrage veterans and their families, CNN has uncovered a secret waiting list in Phoenix Arizona for veterans awaiting urgent medical care.

The Severity of Garnishments

A garnishment is a serious situation. Ignoring a garnishment can hurt you.  Generally speaking, a garnishment is a type of legal proceeding that allows someone you owe to seize your non-exempt property to satisfy a debt.

The women’s retail clothing store, Coldwater Creek, filed for Chapter 11 Bankruptcy Protection on April 11, 2014 in Wilmington, Delaware after efforts to sell the company failed.