Basics of Improving Credit
Submitted by the Bond & Botes Law Offices - Monday, July 7, 2014
Our clients often ask us for tips on improving their credit, especially after bankruptcy filing. We have previously discussed improving credit after bankruptcy filing in our previous blog post. This is a simple basic list of what someone can do to improve their credit.
Can You File Bankruptcy on a Timeshare?
Submitted by the Bond & Botes Law Offices - Monday, June 30, 2014
Getting twisted into a timeshare can be a real life lesson. Sometimes, that is what will drive people to look at bankruptcy in the first place. The simple answer as to whether or not you can file bankruptcy on a timeshare is yes. There are, however, some intricacies in including a timeshare in a bankruptcy.
A Medical Bankruptcy?
Submitted by the Bond & Botes Law Offices - Thursday, June 26, 2014
The United States Congress, the governing body for Bankruptcy law in the US, will be considering changes to the current Bankruptcy Code with the introduction of a bill last week from Senators Sheldon Whitehouse (D-RI) and Elizabeth Warren (D-Mass). The bill, titled the Medical Bankruptcy Fairness Act of 2014 (S.
Bankruptcy is Our Financial First Aid Kit
Submitted by the Bond & Botes Law Offices - Wednesday, June 25, 2014
A first aid kit is a very important thing to have around and we should all have one in our home, workplace and in our vehicles.
VA Controversy Continues
Submitted by the Bond & Botes Law Offices - Monday, June 23, 2014
The saga surrounding the VA continues with the release of an audit implicating the VA regarding what veterans were actually told and documented appointment times which were never relayed to the veterans themselves. This mess continues on what appears to be a daily basis. You can read the continuing coverage at a number of news outlets to include CNN.
Is the Millennial Generation Drowning in Debt?
Submitted by the Bond & Botes Law Offices - Monday, June 16, 2014
Millennials, also referred to as generation Y, appear to be carrying a heavy load of debt. Millennials are the generation of young people who matured into young adults around the year 2000. CNN money recently reported that 4 in 10 millennials say they are “overwhelmed” by their debt according to a study done by Wells Fargo.
Sbarro Exits Bankruptcy
Submitted by the Bond & Botes Law Offices - Wednesday, June 11, 2014
National pizza chain Sbarro recently announced that it has exited its Chapter 11 Bankruptcy. The company filed for Chapter 11 protection in March and a judge approved Sbarro’s reorganization plan on May 29.
Current Trend is Seven Years for Financing Vehicles
Submitted by the Bond & Botes Law Offices - Tuesday, June 10, 2014
A press release on June 2, 2014 by Experian shows that long term loans for vehicles averaged 66 months for the first time. The trend appears to be for vehicle loans to lengthen with analysis showing almost 25% of all new vehicle loans in the first quarter of 2013 are 73-84 months. The Experian article indicates the reason for the extension
Security Clearance Annual Report Issued
Submitted by the Bond & Botes Law Offices - Monday, June 9, 2014
Intelligence Authorization Act for the Fiscal Year 2010 established a requirement for the President to submit an annual report to Congress on the security clearance process, to include the total number of security clearances across government and in-depth metrics on the timeliness of security clearance determinations in the Intelligence Community (IC).
Brad Botes Recognized as Top Lawyer by Birmingham Magazine
Submitted by the Bond & Botes Law Offices - Monday, June 2, 2014
The March 2014 edition of Birmingham Magazine listed my law partner of over twenty (20) years, Brad Botes, in its Top Attorneys 2014 poll in the "Bankruptcy Law" category. I cannot think of anyone more deserving of this honor to be named among the best of the best in this city.